Wednesday 1st September - What small things have you done today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important



Hello all,

My list for today:

[STRIKE]Check bank
Email people back
Do comps before work
Quick shower[/STRIKE]
Check on clothes hanging to dry
[STRIKE]Tidy after cats and take rubbish out[/STRIKE]
Go to work
Post test letters and comp letters
Get burger buns, mushrooms, salad and potatoes for dinners this week.
Dinner from stores
Tidy after cats again
More comps
Dance class

Hope everyone has a good day!

Lottebear

Today I have or will

- Daily cards
- Checked online banking
- Got breakfast and snacks ready for work. I will buy something for lunch.
- Hoping OH pays money across for savings and the LAST loan payment therefore we could be debt free today! We will see.:)

- Off to work now, have a good day.

mogchops

Morning all xx

Naughty Mogchops not posted last week :eek: focus focus focus!!!!

Today:
- check online banking
- move some pennies around
- packed lunches for all
- get last of school uniform in Asda
- go to work - boooo
- collect DDs from my mums
- finish putting name labels in school clothes
- hokey cokey
- tea from meal plan (DH making meatballs - yum)
- do all comps ending 2/9
- early night for all - back to school tomorrow!
- LSD - just the uniform needed

Have a great day everyone xx

SuzySu

Baby steps for me:

Send off my PPI claim by Special Delivery
Check online banking and try the 'envelope' thingy
Make a PAD on here
Update my diary (shameless advertising, but I only started it today)

Will be very pleased with my self if I manage all that. Happy first of the month everyone!

redsam

morning all, hope everyone is well and happy!

I am a little stressed, as today I am no longer employed :mad: :eek: please keep your fingers crossed I get supply from next week and some applyable jobs start being advertised! Havent listed for a while just didnt feel up to it.

today my list
-wait for UPS (again) to deliver my laptop
-put washing away
-do washing up
-hoover, mop, sweep
-put some stuff in the roof
-photography some stuff for ebay
-decide whether to list breadmaker on gumtree or take to car boot
-water some plants
-after UPS have been ~ allotment - chickens, greenhouse, collect fork to dig up mahonia spikey plant and move to back garden
-check TES again! already done that!

yesterday wasnt very DFW as went to Bath to take back keys, phone etc to work and spent day in Bath, but friend and I had a deal...apart from the things we had to get ie; travel mug for her, kitchen hooks for me, if we did any shopping it had to be in a sale and a bargain and way under £30. She got some stuff for school and I got;

my kitchen hooks
an oil spray pump thing to reduce oil consumption when cooking
sausage skins
4 sausages from the fab sausage shop
a christmas present on behalf of mum who will give me the money back
lunch in a veggie pub - yummy and cheap!

As I drove, friend paid for the park and ride

Hope everyone has a good day.

redam

josiebabie

Morning all!
Had a lovely meal out last night, 13 of us in the end as 2 cancelled, we all had our £10 vouchers from myvouchercodes.com and all did well

So today I am (sort of) back on it:-
- [STRIKE]Check banking[/STRIKE] not too bad
- [STRIKE]Check money in purse and all change![/STRIKE]
- [STRIKE]Money counting pot arriving today, as well as DB2's birthday present [/STRIKE]bought from Amazon - love it! Will transfer coins from Demijohn into this tonight
- [STRIKE]Sort out work spreadsheets for daily targets etc[/STRIKE]
- HW on for short time when I get home
- Washing up/clean kitchen
- NSD aside from loo roll from grocery budget
- Do some onepoll, nearly at payout now but losing motivation with it
- [STRIKE]See if I can use £10 Next giftcard for my birthday to pay for shoes I just ordered online? Probably can't retrospectively.[/STRIKE] can do! :jSo will wait until statement comes through then do it so it comes off my payment amount

Jx

AGH JUST REALISED ITS NEW REGISTRATION DAY.........BOOOOOOOO.......

determined_new_ms

Lottebear wrote: »

Today I have or will

- Daily cards
- Checked online banking
- Got breakfast and snacks ready for work. I will buy something for lunch.
- Hoping OH pays money across for savings and the LAST loan payment therefore we could be debt free today! We will see.:)

- Off to work now, have a good day.

wow lotte!!! :j fingers crossed for you x

ok quickly as need to get ready going out for breakfast with dd

• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]check banking[/STRIKE]
• [STRIKE]drive carefully to see dd & back[/STRIKE] had a lovely time, but its so bitter sweet...
• get £5 petrol off of oh
• go to supermarket to get bits for dinner, oh's parent's & their guest rearranged for tomorrow, going to cinema instead may still go to supermarket & make tomorrow a NSD
• orange wednesday cinema :j
  
• tend to toms (used some toms last night in pasta bake )
• do thrift lady (can only ever keep up with this when not working )
• read book this afternoon
• go for run (day 2 week 1 )
• work out cc payments - how much from which accounts
• [STRIKE]transfer some funds between accounts[/STRIKE]

that's it have a great day everyone x

PurpleFairy26

Morning all!

Happy 1st of the month everyone:j
Quiet day today as it's been v hectic recently, hopefully DD will be better, she's still in bed

List for today:
Check banking after DD have gone out
Last of holiday washing, dry outside
Quick clean round
List items on eBay - didn't do this yesterday
Tea from stores - veggie night
Pack DD bag for tom for first trial day at nursery:o
Continue to think of xmas pressies so I can get organised a bit before I go back to work
Complete mr t survey I've been sent
List food on freezer
Go to gym tonight

Think that's about it

Wannabe01

Good Morning

Thanks Cat for starting the thread

It’s not a very nice here today it’s a bit grey and overcast.

My list for today:

• Get DS off to school
• Quick shower
• Client 1 (1 hour)
• Catch up with emails
• Catch up with onepoll
• Make lunch to take out with me
• Client 2 (3 hours)
• Credit 3 (1 hour)
• Credit 4 (1 hour)
• Make some homemade soup
• Charge mobile whilst driving in the car
• Collect DS from school
• Client 5 (1 hour)
• Client 6 (4 hours)
• Make some homemade cakes
• Look into new freelance jobs
• Look into new temp jobs
• Catch up with administration work
• Update invoices to be sent out at the end of this week
• Check and water plants

I think this is all I need to do today so here goes…………..

nowpanicking

Good morning everyone,

Organised today so am posting early

Brilliant news about (hopefully) being debt free Lottebear ... must be an amazing feeling!!! :T
Good luck on the job front redsam
Josie, glad you had a nice night

My list for today: -

• check on-line banking - get paid tomorrow so hopefully I've not forgotten anything - all my big bills come off today
• check surveys
• do meal planner spreadsheet including shopping list for next 4 weeks
• set up spreadsheet for non d/d spend for this pay
• go for a swim tonight after work so not an NSD for me
• seriously think about Christmas pressies as I'm starting to buy off this coming pay... my aim is to get it all finished in 2 pays!! Last year I was still shopping for my DS on Christmas eve so this will be a BIG improvement if I can do it
• breakfast and lunch to work
• tea per meal planner

That's it for me, have a great day everyone x

Amara

Hello!
Today ,I've got day off expect my morning job, already been. Still to do:
-to hoover my old car and to find its spare keys:o
-hand over car to a new owner
-hoover
-iron
-put Betterware books into bags
-cook a tea.
See you soon!