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my friend £13k need help please!!!

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  • i will be sorting her out veru soon so far if it works out i will be saving her £204 pa ! i think she also will need to see what shes claiming on and if shes entitled to more as i recieve more then she does pm.. so i will be looking into that for her
    and then we shall be typing up a letter for all the creditors telling them of situation ect.. thanks guys if theres any other help and advice please post...
    i will be donating freeview box as she is able to have that in her area.. so thats a saving of £20pm!! finally making progress
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    You may find the national debtline self-help pack useful. It is here

    http://www.nationaldebtline.co.uk/england_wales/debt_advice.php

    If she does not want to go to citizens advice, there are sample letters here you can use to write to your creditors.

    I would also suggest that, if you have any spare cash, as a mate you pay for her to get the locks changed. Ex shouldn't be coming in and helping himself to stuff!
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • debsue wrote:
    Babies over 12 months can have cows milk, the followup milks after 12 months are a con


    cheers for advice hun i was thinking what i could do when my lil girl a year old in 5 months i want to get her onto cows milk she has it now reli thou trying to lessen her bottles... :j
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • smokybabe
    smokybabe Posts: 2,477 Forumite
    Part of the Furniture Combo Breaker
    I have 3 little ones and the day each of them turned 1 yr old I switched them on to cow's milk, full fat of course. Baby formula was way to expensive to keep giving them.
    If you are patient in one moment of anger, you will escape 100 days of sorrow.......Chinese proverb
    DFW No 172.
  • BONJOEY
    BONJOEY Posts: 819 Forumite
    if she does not work she will beable to get milk tokens, this can help with the milk, also she can get a crisis loan from the social which she pays back interest free,

    she needs to phone up social and explain her partner has left, she should get money of her partner from csa,

    :o
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