House insurance

downshifted

Our daughter lives in a house we own. We insure the buildings, she insures the contents. Can we do a joint buildings/contents as it would be cheaper? Or is that a problem because they are not our contents?

Thanks for any info

Savvy_Spender_South

Insurers will do a joint and yes it will save.

The only problem wil come in the event of a claim. you may need to follow the claim through if she (loses etc) needs to make one.

This will affect your rates the following year, but not by much.

StephenMarsh

Speak to a broker some insurers might look at it but some may deem you as a landlord and your daughter as a tennant, best to get some appropriate advice.