Pay off 0% interest card early? or not?

Progress

Morning folks

Just after some opinions.

I took out circa £3/4k on 0% credit card to fund the remainder of a car (knowing that I'd have the money to pay it off in 4/5 months) instead of taking out a loan.

I'm about 2 or so months in (to the 4/5 months) and have £2.5k to pay onto the CC, but the CC is 0% interest for another 13 months.

Question is.. Do I pay this amount onto the CC? or just pay the minimum payment and hold onto the cash in case I need it for something more important?

I'm used to having a few grand in the bank (Security Blanket)

Opinions welcome....

stephane_2

You might just pay the minimum payment until the end of the 0% offer and put the 2.5K in a saving account, at least it will earn you something at the end of it

Progress

Problem solved. Completely overlooked that option.

Thanks Steph..