Tuesday 31st August? What small things will you do today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Hello all,

My list for today:

[STRIKE]Check bank
Do comps before work
Get TV paper
Go to work
Take water to work
Lunchtime go home and have what's in the cupboards
OH going out in the evening so dinner just for me
Do some comps after work
Sort out cats and take rubbish out - bin is out
Use free mins and texts[/STRIKE]
[STRIKE]Put washing on and hang to dry
General tidy up[/STRIKE]
[STRIKE]Dinner from stores and wash up[/STRIKE]

Hope everyone has a good day!

OrangeFairy

Morning Cat and all that follow

Big today! I have put on 4lbs this week!!!!!!! :eek: Unless my reading last week wasn't a true on. I lost 3lbs last weigh in. I knew i would have put on some weight at i had a LOT of opportunities to eat last week!! ut wasnt expecting 4lb!

Today

Sunny so hoping to go to Crealy with DD's as we have tesco vouchers
Picnic from stores
Check in Mr A on the way past for a lunch box DD2 approves of!
Check banking
Put money in cards for my sisters (twins) 13th birthdays
Look for a good deal on chololates for a thank you present for DD2's nursery.
Continue with christening book- did a lot of it last night
one poll
send ebay
send friends present
surveys

Thats me!

WelshWoofer

Morning ladies!

Whilst I remember, I have a 2 for 1 voucher for Toy Story 3 at Cineworld cinemas that I don't need - if anyone wants it feel free to PM me and I'll post it to you. I think its valid until the end of Sept and allows one free ticket at the same or lesser value (i.e. a kid or adult ticket) when one is purchased.





Today is a busy one with school looming tomorrow...

• Checked banks - done
• Checked quidco done
• Check ebay done
• Post ebay parcels done
• Transfer money done
• Pop to M&S for a top done, got 4 in the sale!
• Hoover house next job, after eastenders has finished (Sky Plus)
• Do some school work (yr 11 lessons)
• Walk dog for free exercise done x2
• Phone kennels done
• Phone BG with meter readings
• Remind OH about wedding present for Saturday done
• All food from stores
• Pack bag ready for tomorrow (don't know who's more nervous, me or the kids!)

That's it for now - I'm sure I'll remember more later.

WelshWoofer

Littlekel - boo to 4lbs - I'm sure it'll come off really quickly - don't panic. xxx

Hannah_10

Right I have a to-do list on two sides of paper and you can bet your backside I wont do it all, but at least if I put it here then I can't pretend no one will notice so here it is (in no particular order)...

• Change the PIN numbers on the new bank cards
• [STRIKE]Update DFW diary[/STRIKE]
• Send back any competitions still lurking in the to-do file.
• Go to Boots, pick up free vitamins to tide over and sort out the extra advantage card points.
• [STRIKE]Write to Aviva[/STRIKE]
• Print and post letters to FOS, Moorcroft and Aviva.
• Phone up about the DD that isn't coming out of the account.
• Write to ST (to be done before leaving house)
• Fill out and send back electoral roll form
• Phone Benfits Agency
• Hopefully book first holiday in far-too-long for next year (availability dependant) :j
• Fill out and send back the review form to the housing association to tell them where they can improve
• Update Spending diary properly from online banking and reciepts
• Transfer appointments into new academic year diary
• [STRIKE]Buy posh vitamins as cheaply as possible[/STRIKE]
• Buy ONLY cheese and washing powder and nothing else.
• Get an opticians appointment for eye test only if free.

starnac

morning everyone. its quite sunny here this morning although a bit cold. I'm not in work til 4pm so here's my list for today

[STRIKE]weigh[/STRIKE] lost 1lb :j
[STRIKE]check banks [/STRIKE](payday :j)
[STRIKE]email timesheet and mileage claim[/STRIKE]
post expenses form
do a bit more in the garden
HM bread
[STRIKE]move money[/STRIKE]
[STRIKE]lunch to take to work so i dont buy[/STRIKE]
post thank you card on way to work
[STRIKE]update money spreadsheet[/STRIKE]

that's me for now. happy tuesday everyone

stitching_witch

Happy Birthday Josie!!!:bdaycake:

I haven't achieved much this morning as I was fighting with the internet for an hour. Still no connection at home so I've come into work early to post!

Back at work after a week off and dreading the day, but I am looking forward to going out tonight for Jo's birthday meal. She has downloaded vouchers for a local restaurant. When we spoke yesterday there were 14 going and numbers were increasing by the hour

I don't have enough time for a proper post today, but I did complete two of my 101 things yesterday and have posted on the diary for those who keep track.

Have a good day everyone and I'll catch up later.

WelshWoofer

Happy Birthday Josie!!!
Have a fab evening - you deserve it!

~Yorkshire_Belle~

Hello small thingers!
It's been a long time since I posted on here but I recognise some names -(Hi Rachel and good luck this week - you'll enjoy it but will be exhausting!)
Have really been doing the small things but not posting lists just to remind myself here goes....

:jhokey cokey done, one load on line and one in wm
:jschool uniforms all prepped ready for later this week, handed down where possible. Had to buy shoes and new trousers. Also new tie for biggest who will now be in the sixth form!
:jGoing to bank to get change for my many 'pots' ready for when it is needed
:jAt same time take (un)sealed pot and put in change machine at BS to pay straight into account.
:jMeals all planned for this week including hm puddings. Rhubarb crumble using rhubarb from garden, blackberry puree to go with hm yoghurt, hm ice cream (not really ms with all the cream and eggs!) and our house favourite, Bagpuss' steamed pudding yum.
:jEldest did first babysitting job last night - he is so pleased with himself for earning this 'easy money' ( he kept them amused on the PS3 - wonder how he'd cope with screaming babies?? ). I'm hoping he gets a taste for it and starts earning more to keep himself in the style to which he would like to become accustomed.
:jChecked online bank and moved odd pennies to savings
:jDecide with OH how much 'pocket money' he really needs - he's not really a big spender but likes to have a bit a cash in pocket.

Enough for now, be back later, have a good day everyone
Belle
x

PurpleFairy26

Morning all!

Bach from a lovely weekend away that we managed to be very :money: and bring money home:j only downside is that DD wasn't quite herself for the trip and we just thought she was out of routine, ended up at out of hours doc last night as she had temp of 39.8:eek: she has tonsillitis, she's only 7 months she's bit better today though

Anyway, list for today :
Check banking - need to survive until next wed
Change back euros and pay in bank in town
Go to park later to meet friends, fresh air will do DD good, will try to walk saving parking and maybe pick blackberries on way back
Tea from freezer
Washing drying outside
List some items on eBay, took photos last week already
List some more books on amazon
Update 101 list

Think that's about it - would someone be able to post me the link to the 101 list diary thread please?

Have a great day everyone

determined_new_ms

morning everyone :hello:

Aw kel, don't beat urself up over it, its disappointing but you're so disciplined about your diet and exercise I'm sure it'll come off very quickly x :A

rachel OMG Good luck, I'm sure you'll be buzzing tomorrow evening x

Happy birthday Josie, sounds like its gonna be fun x :beer:

jonno glad u had a lovely time, hope dd is better quickly x

ok another day off :T I could get so used to be a lady of leisure!

Today:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]work out monthly bills from joint account[/STRIKE]

[STRIKE]speak to dd
[/STRIKE]

• [STRIKE]go & visit friend who has gone on maternity leave[/STRIKE]
• [STRIKE]water toms[/STRIKE]
• walk to friend's this evening postponed, would rather some time snuggled up watching a film with oh
• [STRIKE]LSD[/STRIKE] scrapped and became NSD :j
• [STRIKE]check what's gotta be eaten in the fridge over the next couple of days[/STRIKE]
• [STRIKE]clean the fridge[/STRIKE]
• vacuum hallway & bedroom
• [STRIKE]check for surveys[/STRIKE] 20p
• [STRIKE]update sig[/STRIKE]

ok that's enough