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Cards fro 11 and 13 yr olds?

Hi,
Sorry if this is the wrong bored.
I am after cards for my 11 and 13 yr olds which they can use to collect train tickets I book online, use to pay in shops and draw money out with. Pref with faster payments so I can top-up straight away online. I have a pre-paid card myself but top-up takes a day or so.

I know it might be a tall order, its just I they go to school via train 20 miles away and each in opposite locations having a card I can top-up if they get stuck would be fab and make my life sooo much easier.

Many thanks
Debt free and plan on staying that way!!!!

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