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Ppi
wornout100
Posts: 5 Forumite
Hi, Im new to this site - question on PPI.
I have a LloydsTSB credit card with the usual PPI alongside it. While I was employed it was a valid item to have protecting the credit agreement. I have never needed to claim on it. I left employment to give birth, and some years down the line, money is quite a lot tighter. As I'm not in employment in last few years, or at present, is the PPI now a worthless item? Is it an option to now cancel it, as being out of employment means I can not claim on it?
And is a claim for refund of PPI dating back me going on maternity leave to now a viable option?
Many thanks in advance....
I have a LloydsTSB credit card with the usual PPI alongside it. While I was employed it was a valid item to have protecting the credit agreement. I have never needed to claim on it. I left employment to give birth, and some years down the line, money is quite a lot tighter. As I'm not in employment in last few years, or at present, is the PPI now a worthless item? Is it an option to now cancel it, as being out of employment means I can not claim on it?
And is a claim for refund of PPI dating back me going on maternity leave to now a viable option?
Many thanks in advance....
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Comments
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You have the option to cancel when you like. if you no longer need it then cancel it.Is it an option to now cancel it, as being out of employment means I can not claim on it?And is a claim for refund of PPI dating back me going on maternity leave to now a viable option?
You can ask them but it would be at their goodwill.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Hi there
As dunstonh says.
But also check Martin's guidelines too here;
http://www.moneysavingexpert.com/reclaim/ppi-loan-insuranceThe one and only "Dizzy Di"
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