JSA virgin - advice please.

Vader123

travelodger wrote: »

Apparently there are no govt re-training schemes or anything till you have been on the dole 2 years?

He can ask his adviser about it. Most people on JSA try to avoid it!

And whats wrong with B&Q?

What did he do before that makes any NMW job so beneath him?

Vader

travelodger

I'm not getting drawn into that argument, other than to say that, if that is the kind of job he wanted to do in his life, he would not have worked his guts out at school and university to get the qualifications he earned to enter his profession. He could have just got a checkout job when he was 16 and saved himself all the trouble.

Vader123

travelodger wrote: »

I'm not getting drawn into that argument, other than to say that, if that is the kind of job he wanted to do in his life, he would not have worked his guts out at school and university to get the qualifications he earned to enter his profession. He could have just got a checkout job when he was 16 and saved himself all the trouble.

Whats wrong with a checkout job?

You say yourself he will struggle to find a job, why so picky?

Lots of graduates can't find work at the moment and take anything that going.

Again, I ask, what work did he do before? And why is any kind of checkout/store/shop work so beneath him?

Vader

travelodger

I've answered that question already.

Killmark

travelodger wrote: »

I've answered that question already.

It can be quite stressful for a man in his fifties who's worked hard to get his qualifications and then spent a third of a century holding professional status to contemplate working on the till at B&Q. It would pretty much be a waste of his talents, too, of course, and he'd be bored, unstimulated, maybe even depressed

No you merely evaded the question.

[Deleted User]

travelodger wrote: »

My friend is a single man living alone and has worked for over 30 years. He is being made redundant in November. He's just paid off his mortgage. He will get £6k redundancy money. He has no savings bar a few hundred in premium bonds. HIs town is one with very high unemployment and his chances of getting a job at his age are rather small.

We know he can get contribution-based JSA of £65 a week. And that is just about all we know! So can anyone tell us this:

1. Will he have to present all his bank statements, premium bonds, etc to get the CB JSA?

2. £65pw won't be enough to cover his household bills, food, car loan payments, private pension contributions and other essentials. He'll have to use the £6,000 to supplement this. What happens if he still hasn't got a job when the £6k runs out? If he cannot keep himself on £65pw is he entitled to any extra at all? Or will they make him sell his flat and live off the equity?

3. Is there anything he can do between now and November to improve or secure his position or entitlements?

Thank you.

Is he 55 or over?if so he may have options with his private pension,i.e.take a lump sum from it.

HappyMJ

travelodger wrote: »

3. Is there anything he can do between now and November to improve or secure his position or entitlements?

Thank you.

He needs to get the weekly expenses below £65 per week. No mortgage is a great start. Getting rid of the car would be an option especially as there are car loan repayments to be made. If he must drive then get the cheapest runaround possible insure it for as few miles as possible and don't drive it much if at all. He'll have to stop the pension contributions until he's back in employment. It's very hard living on £65 a week but that money is basically just for food, electricity and gas. Everything else will just have to wait even if it means a bad credit rating.

Indie_Kid

I can't remember exactly what it is, (1 hour?) but he will be expected to travel for a certain amount of time to get to work.

cassieB57

travelodger wrote: »

Yes indeed Lady Gaga but there's not just money to be considered. It can be quite stressful for a man in his fifties who's worked hard to get his qualifications and then spent a third of a century holding professional status to contemplate working on the till at B&Q. It would pretty much be a waste of his talents, too, of course, and he'd be bored, unstimulated, maybe even depressed; but these things are irrelevant to this thread, which is about the benefits system which to him is a mysterious maze and a worrying minefield.

better to have money coming in that to lose your home. When my OH was signed off and incapable of work for the long term, at the age of 49 I took a part time Saturday job as a waitress on top of my full time job where I'd worked for nearly 30 years because the mortgage and other bills and debts had to be paid. The alternative might have been to sell the house. In the end I did that for 4 years until OH was back in work, and I loved it-it was so different from my full time job and I was really sad to leave. So you shouldn't look down on any job just because it isn't what you're used to doing or because of your age or qualifications. Though I hope your friend is not out of work for long.

Vader123

cassieB57 wrote: »

took a part time Saturday job as a waitress

The OP will consider this "beneath" their friend.

Vader