Bad Stuff, Good stuff

Triker

Oooh Alliance and Leicester sound ok, I may have a scan see how they treat their customers, Cheers for that

Biffa

Co-Op do a good online service.

northern_star

HSBC & Alliance & Leicester both work for me. A&L have the edge IMO as they pay 6% interest on current account credit balances.

to go back to theme of OP-
good day = got first pay cheque from new job (though only for 3 shifts)
DS found his 'lost' school blazer (a whole other story...)

bad day = DD left car without petrol (grrrr) so had to do unexpected £10
top up just to get to work.
Have just been out to car & someone has bashed the drivers side
& scarpered :mad:

chevalier

I run a smile account, online, and it works great for me, as I can pay in at my po when I do ebay stuff, so I am not just tempted to spend the cash.

As for me
Good news
I was alive the last time I checked my pulse. I have two lovely DS and 1 OH.
Bad news chuffing hate having depression. Had a real couple of can't be bothered days this week. Not good when you have to get an essay in.Sigh

chev

currantbun

I also feel my relationship with natwest has run it's course. So I went to Alliance and Leicester today and opened a premier direct current account. They will deal with all the change of dd's and salary etc. Plus if you know someone who has one, they can "recomend you" and you both get £50! So my dads a happy man too! They pay 6.1% on balances up to £2500. You need to put £500 a month into it though. Plus you get a free overdraft for 12 months and they claim to match your current banks limit.
Hope this helps. C

lynzpower

Oh no currantbun, you couldhave got cash back for that, through quidco! Not to worry, but ANYONE whos considering it might want to a) get referred by someone ( on referrers board) b) go via quidco, my OH got £50 cash back for it

I persoally am not a fan of A&L ( too many pass words, and a mass !!!! up with standing order) however, i can recommend smile I think they are fab. super easy webiste and I can refer too if anyones interested PM me

Bad things
the flat is really an absoute bin which does my head in
OH isnt well again now
OH hates his job
I am STILL got no prospect of returning to work
Im about to go onto Nil pay in a matter of weeks
I might get forced into mercantile court fees, which will bankrupt me

OK, good things
Me & OH are OK
Yesterday I did something really good that I was really proud of myself for
I have found something about bank charges that is pretty important and Im again rather chuffed with myself about
Im under 5k
my barclaycard is paid off! and about to be closed! :j
today will be the day that we finally make some serious headway on decorating this flat :T
My highest APR debt at the mo is student loans at 2.4% :j
I might not get stung for mercantile court fees which will force me into bankrupcy