HB and letting agents

annies_mum

Vader123 wrote: »

After that I am reliant on the poorest of society putting the rent above other things on their life, be it a drug addiction or their next holiday! Not worth it in my opinion.

Vader

So are you saying that the poorest of society are incapable of deciding if they should buy drugs are go on holiday as opposed to paying the rent??? i find this HIGHLY insulting, i have never missed a rent payment in my life, like many others on this thread.
you have never let to HB tenants because you don't need to,fair enough, therefore you are incapable of making an informed decision, but don't you DARE tarnish everyone with the same brush!:mad:

Vader123

annies_mum wrote: »

So are you saying that the poorest of society are incapable of deciding if they should buy drugs are go on holiday as opposed to paying the rent???
:mad:

Yes I am!

Most of those on benefits have fallen behind on their rent!

Thats a fact!

Shelter found 65% of those receiving benefits to pay for housing fell into arrears.

So if you have never missed a payment and rely on the state to pay your rent, you are in the minority.

Thats a fact.

Get offended all you like, but don't blame me! lol

Vader

merlin1

Vader123 wrote: »

See this is the problem!

Most people can cobble together a modest deposit and a months rent in advance if they are serious about renting my house.

They can borrow from family, save, even take advantage of rent deposit schemes! Its what "working folk" do, so why is it any different for those that rely on others to pay for the roof over their head!

It takes a lot longer than a months rent to evict, so that deposit is needed!

After that I am reliant on the poorest of society putting the rent above other things on their life, be it a drug addiction or their next holiday! Not worth it in my opinion.

Vader

vader, can i ask do you own your properties outright? or are you buy to let?

annies_mum

Vader123 wrote: »

Yes I am!

Most of those on benefits have fallen behind on their rent!

Thats a fact!

Shelter found 65% of those receiving benefits to pay for housing fell into arrears.

So if you have never missed a payment and rely on the state to pay your rent, you are in the minority.

Thats a fact.

Get offended all you like, but don't blame me! lol

Vader

i may be in the minority.......along with the other 35%, who get ignored by you, they are on benefit so you MUST be a beer swilling druggies.

G51shopaholic

I worked in letting agency for over 7yr.

£100 is a bit of an over charge for a credit reference check on a potential DSS client. Your letting agent should do a cheaper reference as you stated you know you'll fail.
If they are also charging £100 for the guarantor I'd go to another letting agent as this is a total rip-off.

Don't know of reference agency who'd give rent guarantee on DSS client. Who, I always found to be more reliable than working tenants as rent
was paid direct to us.

Guarantor would go through same credit reference checks as you so need to have monthly income of 4xmonthly rent.

You must also remember that if your offered an initial 6mths lease the agent may try and charge you a lease renewal fee as you'll need updated leases for Housing Benenfit purposes.

They can also "put your out" after 6mths without giving reasons, so be careful - try and get 1yr lease

annies_mum

G51shopaholic wrote: »

I worked in letting agency for over 7yr.

£100 is a bit of an over charge for a credit reference check on a potential DSS client. Your letting agent should do a cheaper reference as you stated you know you'll fail.
If they are also charging £100 for the guarantor I'd go to another letting agent as this is a total rip-off.

Don't know of reference agency who'd give rent guarantee on DSS client. Who, I always found to be more reliable than working tenants as rent
was paid direct to us.

Guarantor would go through same credit reference checks as you so need to have monthly income of 4xmonthly rent.

You must also remember that if your offered an initial 6mths lease the agent may try and charge you a lease renewal fee as you'll need updated leases for Housing Benenfit purposes.

They can also "put your out" after 6mths without giving reasons, so be careful - try and get 1yr lease

many thanks for your help, i have since found out it doesn't look like they are going to do a credit check on our guarantor which seems a bit daft. they have asked for her monthly income to be 2 x monthly rent. i guess every agent is different. i have found a company that will offer a rent guarentee insurance for HB tenants, if we offer to pay this it might help. but thank you for taking the time to reply.

Vader123

merlin1 wrote: »

vader, can i ask do you own your properties outright? or are you buy to let?

Yes I own mine outright.

annies_mum wrote: »

i may be in the minority.......along with the other 35%, who get ignored by you, they are on benefit so you MUST be a beer swilling druggies.

Never said that!

All I said was nearly 2 thirds of people who rely on the state have got into rent arrears.

Add to that that LHA/HB is now paid to claiments.

So I don't bother renting to them.

You can call yourself a beer swilling druggie if you want!

Vader

Breast_Cancer_Survivor

annies_mum wrote: »

So are you saying that the poorest of society are incapable of deciding if they should buy drugs are go on holiday as opposed to paying the rent??? i find this HIGHLY insulting, i have never missed a rent payment in my life, like many others on this thread.
you have never let to HB tenants because you don't need to,fair enough, therefore you are incapable of making an informed decision, but don't you DARE tarnish everyone with the same brush!:mad:

I agree, I have privately rented for 4 years now & have never missed a rent payment.

Saying that in the previous 9 years before that I had my own house I never missed a mortgage payment either.