natwest o/d increase without consent

techno_geek

Just out of interest, does anyone who has a NatWest account have it shown on their Credit Report?

I took out the free Experian CreditExpert trial about 6 months ago, and while my other accounts showed up my NatWest one didn't... I cancelled the trial, and haven't looked since, but my OD with them has gone from £250 to £2000 in this time and I'm coming to the end of an 0% offer on my credit card so it's time to start applying for credit again

Any help or pointers would be appreciated!

GSD4ME

Neither my NatWest card nor my NatWest current account appear on my credit report, but I did take them both out more than 20 years ago so that might be the reason.

poorbutgettingricher

The_Boss wrote:

Well, my current account doesnt appear on my credit report, so therefore lenders do not know the overdraft or the extent of it exists. Not as rubbish as you may think. My only regret is cancelling my old NatWest card which also did not appear on my credit report forms.

techno_geek wrote:

Just out of interest, does anyone who has a NatWest account have it shown on their Credit Report?

I took out the free Experian CreditExpert trial about 6 months ago, and while my other accounts showed up my NatWest one didn't... I cancelled the trial, and haven't looked since, but my OD with them has gone from £250 to £2000 in this time and I'm coming to the end of an 0% offer on my credit card so it's time to start applying for credit again

Any help or pointers would be appreciated!

GSD4ME wrote:

Neither my NatWest card nor my NatWest current account appear on my credit report, but I did take them both out more than 20 years ago so that might be the reason.

the same for me, i checked my credit files and no natwest accounts show up. i had a loan, credit card and currect account with them, but no footprint on my file. when i was in the branch with a manager sorting out another problem (not natwests fault, but very helpful) she said that if i applied for a new loan to sort all my problems out, it still wouldnt go on my file, as they use some different system, and as a long term customer, they mainly look at the way in which you use their services, so a credit check wouldnt be done.