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Travel Insurance Advice

I plan to book a holiday in the next few days for 19th November 2010.

I am looking at buying a worldwide annual policy as I will be making further trips in March and October next year.

My questions is should I start the policy on the departure date of my first trip, i.e. 19th Nov 2010. That way I will encompass all the planned trips in the one annual policy.

Or do I have to start it for the date I make the booking for my first trip to be covered?

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