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Moral Hazard & Fairness - Housing

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Comments

  • Malcolm.
    Malcolm. Posts: 1,079 Forumite
    edited 27 August 2010 at 9:25PM
    SingleSue wrote: »
    There is so much generalisation on this thread!

    For info, I have not had any more children since being on benefits (would be an impossibility really, for one you need to have a partner and 2, you need to have a womb!), I don't own a plasma TV, I don't have Sky (I have a dish but only receive free channels), I don't drink, I don't sleep around.

    I do take care of my children, I do instill a working ethic in them, I do take an interest in their education, I have paid out for private lessons (going without meals for myself to do so or sold something from my house - usually my books), I NEVER have things off the back of the lorry, I have NEVER worked cash in hand whilst on benefits.

    Also, I have to pay the same as everyone else for school trips and school uniform.

    Not sure what I have missed off the list, trying to post this whilst also doing several other things!

    No offense SingleSue, but this thread isn't about you, it's about moral hazard.

    No-one has even mentioned sleeping around. Can you explain where you're getting this from?
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 27 August 2010 at 9:28PM
    SingleSue wrote: »
    There is so much generalisation on this thread!

    TBH Sue, I care little about what happends in other areas, I say it as I see it and I see it every day of my life.As I get up at 6:30 am come rain or shine, I work year in year out and I see it every day.....

    Thats not generalising its factual to my locality....;)

    Sorry but the current system is B0llox but I have little confidence in the new coalition changing much, they will tinker around the edges until Labour get back in ,say 10yrs down the line we start all over again.......

    Sure the majority struggle on, working hard, perhaps managing to save enough for a new washing machine when the old one goes tits up but that about all they have to look forward to....But the !!!!less minority will take as much as they can get

    No softly sofly treading on eggshells I'll always tell it as I see it and no I don't read the Mail.....


    The biggest kick in the teeth to me is that when I'm old ,body knackered having paid into the system for 52 year the workshy,doleite scum who have never worked will still be looked after and "entitled" to benefits.....
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Malcolm, it's about those on benefits....I am on benefits.

    Leveller - Sometimes you need to see the other side. Not all those on benefits are wasters, not all are out to get all they can, not all have the moral standards of an ant.

    Hence my comment about generalisation.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    SingleSue wrote: »
    Leveller - Sometimes you need to see the other side. Not all those on benefits are wasters, not all are out to get all they can, not all have the moral standards of an ant.

    Hence my comment about generalisation.


    Sue my posts are about the longterm,workshy not the honest ,hardworking people of this county who have lost their jobs in the last couple of years or so.......I remember the 70,s when as a boy my father was a crying wreck because he couldn't find work and the shame he felt...This is totally lacking in a sizeable minority today................Is that Ok? does it pass the anti generalisation criteria......

    I hope it is as this is a thread about morality........
  • Malcolm.
    Malcolm. Posts: 1,079 Forumite
    SingleSue wrote: »
    Malcolm, it's about those on benefits....I am on benefits.

    Leveller - Sometimes you need to see the other side. Not all those on benefits are wasters, not all are out to get all they can, not all have the moral standards of an ant.

    Hence my comment about generalisation.

    The thread is about people choosing a certain lifestyle. You didn't.

    I appreciate it's a sensitive issue for you. Please believe me when I say the thread is not about you.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thankyou both....this was my point.

    There was too much generalisation without the usual provios of saying some..which was my point.

    I'm being a pedant tonight.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    SingleSue wrote: »
    Thankyou both....this was my point.

    There was too much generalisation without the usual provios of saying some..which was my point.

    I'm being a pedant tonight.


    Glad we all agree, beer anyone? glass of white wine for the ladies?;)
  • flashnazia
    flashnazia Posts: 2,168 Forumite
    silvercar wrote: »
    I'm not explaining myself very well.

    If you are in receipt of every benefit going, so you have no housing costs of your own and are housed in a 4 bed house and get free prescriptions, dental, council tax.......

    you still need to pay your utility bills, clothe your children, buy food out of benefit.

    Now I can't see how easy it is to live on benefit levels and pay essentials out of that for a brood.

    I totally get the point that low-middle income earners have the same or a worse struggle, but benefits that you can actually spend doesn't give you much cash in your hand once you have sorted out the kids.

    I think it would be easy considering each child will bring an entitlement of £2,300 per year in tax credit. Add child benefit and it's nearly three grand! Multiply by eight and weep.
    "fools and fanatics are always so certain of themselves, and wiser people so full of doubts." (Bertrand Russell)
  • silvercar
    silvercar Posts: 50,683 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    flashnazia wrote: »
    I think it would be easy considering each child will bring an entitlement of £2,300 per year in tax credit. Add child benefit and it's nearly three grand! Multiply by eight and weep.

    So £60 per child per week for food, clothes, shoes, their social bits, school stuff etc plus a contribution to heating the bigger house, something put by for holidays and their own entertainment in the school holidays, Xmas and birthday presents.....

    I couldn't do that on £60 a week.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • flashnazia
    flashnazia Posts: 2,168 Forumite
    silvercar wrote: »
    So £60 per child per week for food, clothes, shoes, their social bits, school stuff etc plus a contribution to heating the bigger house, something put by for holidays and their own entertainment in the school holidays, Xmas and birthday presents.....

    I couldn't do that on £60 a week.

    £60 per week is more than enough considering school meals and uniforms are also free. What other school 'stuff' is needed? Councils often pay the travels costs for those on low incomes. Cold weather payments provide some relief for heating bills.

    Unless parents are buying new clothes and shoes every week it's more than enough.
    "fools and fanatics are always so certain of themselves, and wiser people so full of doubts." (Bertrand Russell)
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