Proof on NCD

Eydon

Hi,
I'm sure this has been asked before, but exactly how do I go about proving my NCD entitlement.

I've been driving for 20+ years, and never made a claim, so I can hand-on-heart select 9+ years NCD when asking for a motor insurance quote. However, my renewal document only says 5 years. It's never seemed to make much difference before (that I've noticed), but this year there's a 20% difference in premium depending on which value I enter.

Anyone know how I can reclaim my lost 15 years NCD? Is it possible?

keith1950

Hi, this may not help you, but every year I have photocopied my renewal/proof of NCB before sending it off to the new insurer thus making sure I have a paper trail of proof covering many years. If you haven't got your previous proof you could write to previous insurers to request proof. ( bit of a long shot ) However some insurers class 5 years as maximum so any extra you get for those extra years can be as little as 1%. One insurer may give 70% for 5+ years , another may give 65% for 5 years and then 1% per year after that up to a maximum of 70%.