Fed up from Herts

Twinny99

I need to vent about something so apologise in advance.

on January 19th this year I was driving to work and in a steady flow of traffic. The guy behind me decided he would overtake even though there was a car in front of me and one coming towards us in the oppopsite direction. In order to avert a head on collision he shoved himself infront of me and the rear passenger wing of his car hit the drivers wheel arch on mine. We all stopped and exchanged details etc and he has since admitted that he was at fault.

My rant is that my car STILL hasn't been mended because his insurance company 1st Central keep making excuses and dragging their heels. It took about 4 months before they confirmed that their client had admitted liability, then they kept denying that they had received the quotes for the repairs to my car. They have now since confirmed that they have everything they need and that it is with their engineers. My insurance company want me to put a claim in with them and pay my excess (£350) and they will then attempt to re-claim this back from 1st Central. I dont want to do this as it will affect my no claims bonus.

My car insurance is coming up for renewal now and I was shopping around for an idea of how much it will be and all the companies/comparison sites etc want to know if you have had any accident REGARDLESS OF FAULT. So is this likely to affect my premiums in the future??

Any advice gratefully received. My insurance company said there is nothing they can do other than keep calling 1st Central for them to sort it out. Could I write to 1st Central and threaten them with the Ombudsman or something? I'm paying a fortune each month to pay for this car and its been bashed (albeit not too badly - appx £750 worth of damage) for over 7 months now

Sorry for the long post - any advice gratefully received.

Twinny99

Sorry - I probably should have posted this in the motoring section. Could someone delete this and I'll re-post. Thanks.