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Credit card denied

Hi,

Please could I have some advice!
I applied for a natwest 0% transfer credit card last month, and was denied.
So I took out the experian credit score and got a result of 888 (in the good category), with no "black marks" in the comments section.
Therefore today I tried to apply for the virgin 0% transfer as recommended by the experian report, and was denied again.

I have 2 credit cards, one with 1500 and one 1300.

I could do with getting these transferred into a 0% deal as the 1500 one is about to start charging interest.

Does anyone have any advice, obviously I don't want to keep getting declined!!

Thanks

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    I think credit expert(experian) should stop doing this score thing its getting ridiculous how many people are taking in by this utter s*it waste of utter bulls*it untrue meaningless credit score they are charging money for.
  • Hi,

    Please could I have some advice!
    I applied for a natwest 0% transfer credit card last month, and was denied.
    So I took out the experian credit score and got a result of 888 (in the good category), with no "black marks" in the comments section.
    Therefore today I tried to apply for the virgin 0% transfer as recommended by the experian report, and was denied again.

    I have 2 credit cards, one with 1500 and one 1300.

    I could do with getting these transferred into a 0% deal as the 1500 one is about to start charging interest.

    Does anyone have any advice, obviously I don't want to keep getting declined!!

    Thanks


    try creation fs card run by sygma itll only search ure equifax if u cant get that, i think its best u lay off mainstream cards, its got a good bt deal etc,

    as for ure score well........emmm..........ehhhh........ahhhh........mmmm....

    its non relevant to any lender experian like to portray in a different light though,

    im thinkin i need to start offerin peeps these scores myself, ill give u lot a 50% discount on experians price and itll be absolutely USELESS aswell, but at least it wont have cost as much...........

    :cool:
  • there really needs to be a sticky topic or something telling people not to waste money on credit scores
  • Curt.
    Curt. Posts: 364 Forumite
    star-fire wrote: »
    I think credit expert(experian) should stop doing this score thing its getting ridiculous how many people are taking in by this utter s*it waste of utter bulls*it untrue meaningless credit score they are charging money for.

    Wait, they provide a service that is useless, nobody needs, and pople keep paying for which gains tem a lot of profit, why should they stop getting easy money out of people?

    Rather than stop doing it, they should probably make sure government's don't start introducing legislation that CRA's cant do this sort of stuff.
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