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Need advice please
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charlishae
Posts: 184 Forumite
in Credit cards
Hi everyone, sorry if this is in the wrong place!
So basically im a student with no income (i only get a minimum student loan which only covers my accomadation), have no job or any other income and get by with help from my boyfriend and hardly going out or buying anything
Anyway I have a credit card with barclaycard where i have to pay £65 a month but can no longer afford to pay it. I also have a loan and second card but these are for small amounts each month so could probably keep paying.
Basically what I want to know is if it would be possible to not pay Barclaycard for the time being or pay them £1 a month or something seeing as I have no income?
I have tried contacting my local CAB but have never been able to get through on the phone as its constantly busy, is there anywhere else I can go to for advice?
If anyone could help it would be much appreciated!
So basically im a student with no income (i only get a minimum student loan which only covers my accomadation), have no job or any other income and get by with help from my boyfriend and hardly going out or buying anything
Anyway I have a credit card with barclaycard where i have to pay £65 a month but can no longer afford to pay it. I also have a loan and second card but these are for small amounts each month so could probably keep paying.
Basically what I want to know is if it would be possible to not pay Barclaycard for the time being or pay them £1 a month or something seeing as I have no income?
I have tried contacting my local CAB but have never been able to get through on the phone as its constantly busy, is there anywhere else I can go to for advice?
If anyone could help it would be much appreciated!
Stay at home mum and blogger who loves to earn money online! 
0
Comments
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Head off to the debt free wanabe board.
By doing what you intend doing you will screw up your credit files - as long as you are happy not to get any new credit anytime soon go for it.0
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