We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
When to apply?
Options
zoomy
Posts: 88 Forumite
in Credit cards
I'm currently on a 0% rate with Virgin that runs out at the December statement date. I'm planning to open a new card to transfer the balance to (will be about £5k).
Obviously I want to leave it as late as I can to apply for the new card thus maximising the benefit of my current rate and also the length of the new 0% period... but at the same time I am slightly nervous that I need to leave myself time to sort other options if I don't get the credit limit I want on a new card.
How late in the day would you leave it?
Obviously I want to leave it as late as I can to apply for the new card thus maximising the benefit of my current rate and also the length of the new 0% period... but at the same time I am slightly nervous that I need to leave myself time to sort other options if I don't get the credit limit I want on a new card.
How late in the day would you leave it?
0
Comments
-
I might be wrong but I think most cards state that you should transfer the balance from 3 months of opening the card, so I would apply now.Total DebtWas £4145.81now £0.000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.4K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards