Lloyds tsb

simax

iereboy wrote: »

Get CPD and its game over -for some its forever, for others a few months.

Exactly. Which is why I left them. Bunch of clowns.

wayne99

card arrived today it is the green one, colour is not good but never mind lol

applied online on 22nd, 24th welcome pack arrived, 25th card arrived

pretty quick in my opinion, iam looking forward to shutting down the sharkleys account.

barnone55

The TSB are charging customers for being overdrawn during the bank holiday if they do not have enough funds in the account.
If you previously set up your account to move money from one account to another to pay bills and this has worked successfully for months/years, over the New Year, the TSB have not moved the money to cover bills that they have paid out on the due date. This means the account has no funds to cover these bills.
They are then sending a letter saying they cannot pay bills that remain unpaid and charge you for each unpaid bill.
These charges are applying because they are not crediting the account that pays the bills until the 4 January.

Mikeyorks

barnone55 wrote: »

If you previously set up your account to move money from one account to another to pay bills and this has worked successfully for months/years,

If that's to an external account ......... it's no different now to how it has always been. SOs don't work on weekends / Bank Holidays. They never have.

Nothing to do with Lloyds ..... it's how the entire system works.

Wasteofspace

Sorry to hijack but you've all got me worried!

Opened a Lloyds TSB account a few days ago and agree to this Vantage thing, because as far as I could see there was little point in not taking it.

Does this cost anything? and is there any penalty if I don't pay in enough? or do I just loose out on the rate?

Went with the silver account so I know about that fee, but was under the impression the Vantage thing was just a banking equivalent of "Retina Display" :rotfl:

VeryVery

Wasteofspace wrote: »

Sorry to hijack but you've all got me worried!

Opened a Lloyds TSB account a few days ago and agree to this Vantage thing, because as far as I could see there was little point in not taking it.

Does this cost anything? and is there any penalty if I don't pay in enough? or do I just loose out on the rate?

Went with the silver account so I know about that fee, but was under the impression the Vantage thing was just a banking equivalent of "Retina Display" :rotfl:

Doesn't cost anything and there are no penalties if you don't use it.

Having a very in depth knowledge of Lloyds would make me suggest that if you want a good value account then you won't go wrong by having vantage on your account especially if you meet the criteria of £1000 of credit going through the account each month and have a healthy balance throughout the month, but if you want a good customer experience then you are taking your chances.