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Swinton Breakdown Cover

Has any one used Swintons breakdown insurance? They've just quoted me £30 for thier rescue plus plan which covers for......

Roadside Assistance.
Local vehicle recovery.
No call out charges.
UK national vehicle recovery.
Overnight accomodation costing up to £40 pp pn to a max of £250.
Free messsaging service to friends or family.
Average 40 min call out response, £10 compensation paid if it takes them longer than 60 mins to arrive.
Emergency driver if needed.

Would appreciate your feedback please. Thanks.
Finally mortgage and debt free but still skint
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