Capital one classic - Visa or Mastercard?

James129

Hi fellas, i had recently applied for capital one classic and it is a Visa card. But the only I recieved in post and activiated it afterwords is actually a Mastercard. Has there been a mix-up or what?

James

Ps, just saw the interest rates on my e-statements.

Your interest rates
Standard Purchase: 30.340%
Cash Withdrawal: 30.340%
Standard Balance Transfer: 30.340%

PNPSUKNET

normaly the classic is a visa

cse

Progress is a MasterCard though, which starts at the same rate as Classic

James129

I have just checked the letter which I recieved with the card and it says nothing about either being a Progress or Classic card.

Curt.

Now if you want to see what happens when Capital one screw up, try calling up their call center and you'l see why they screw up.

It makes no odds about the card btw, both Visa and Mastercard have the exact same policies/formats/acceptability etc.

James129

Called them in the morning and spoke to a guy who sounded Polish? He confirmed it is a progress card and after three reductions my apr could shrink to 18.64% for purchases, balance transfers and cash withdrawals plus higher limit.

I didn't signup for any policies when I activated my card so he tried to flog me some protection plan in case of unemployment and was so persistant that I had to hang up.

Curt.

James129 wrote: »

Called them in the morning and spoke to a guy who sounded Polish?

Goodness me that's probably the best deal you'll ever get out of Capital One! Usually all the idiots who work their phones are in Asia. :mad:

And even then it seems like this guy you dealt with was awful.

PNPSUKNET

I love capital ones storys, the more often you call them the further they lie

Curt.

You know, they're not just a sub prime lender.

They're a sub prime fuking employer!

Credit profile isn't worth a dime? Capital one: No problem, here's a card for you!

Most incompetant boob since Jimmy Carter to roam the face of the planet? Capital one: No problem, here's a job for you in our call center!