Tuesday 24th August - What small things will you do today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Hello all,

My list for today:
[STRIKE]
Quick shower
Check bank
Email friend
Do comps before work
Buy Tv paper
Drop in TV paper for my nan
Go to work - took half day
If take half day go and see my mum
Saw my nan
More comps
Use free mins and texts[/STRIKE]
[STRIKE]Washed car
Got petrol
Went to bank
Seen to cats and taken rubbish out[/STRIKE]
Friend coming over for a catch up in the evening

Hope everyone has a good day!

WelshWoofer

Morning Cat!
We're off to the Lakes today for a few days - fingers crossed for the weather!
We're taking the dog with us for a bit of an outdoors, pub lunch, mooch about kind of break.

Before we go I will/have...

• Checked bank - no surprises
• Checked quidco - no change
• Post ebay parcel
• Checked ebay - put 12 items on and virtually all of them have watchers, a few have bids, they're all low value items but hopefully they'll add up and declutter a bit in the process
• Pack a bag for the dog
• Pack my stuff (not going glamorous, due to the weather and probable mud!)
• Make sure house is all locked up - there have been a spate of break ins lately
• Print out hotel details so we can find it
• Put dry washing away
• Charge phone
• Phone kennels

That's all for now - hope everyone has a good week - see you in a few days!

RainyWednesday

Hi, I'd love to join this thread to keep me focused please:

Mine:
[STRIKE]Check bank[/STRIKE] (My overdraft extension has been approved but it is better than going unauthorised and running up charges )
[STRIKE]Check Quidco[/STRIKE] (Haven't had a look on Quidco for months, so was just able to do a good few freebies)
Post ebay parcels
Leftovers for lunch
Spend b*ots No7 voucher as thriftily as possible
Decant shower gel and conditioner in to small bottles for holiday rather than buying small sizes

That'll do for starters x

(And thanks for the welcomes already )

PurpleFairy26

Morning all! Thanks for starting us off Cat

List for me today:
Washing on dry inside on airer
Tea from stores
Quick bit of housework - I have found something that really helps, we have wooden floors downstairs and with 2 cats there is always plenty of fluff about, a vacuum just seems to spread it about and a brush just gets too clogged up. Years ago I bought a 'swiffer' but can't get the disposable bits for it anymore(they're expensive anyway) so yesterday I bought 3 microfibre clothes from tesco for a pound and I can use one of these and then just pop it in the wash
Pop to town and park for free
Take 2 tops back for a refund
Start packing for weekend, make list of what I need to get together

Have a good day everyone

Susi_Wa

Morning all!

Lazy morning for me, was out late last night so taking full advantage of being on flexi time!

today's wee list:

-check bank
-leftovers for lunch
-do some washing, before work
-put some things on ebay
-resist the vending machine
-find more things to ebay
- investigate online surveys

josiebabie

Have a lvoely time Rachel, hope the weather holds out for you!
Cat please can we have a smiley at the start? Thanks for starting us off.

This is me today:-
- Eat left overs from other day
- Snacks from stores
- Check banking
- Go over budget as I didn't do this yesterday
- Ran HC on over night cheap leccy
- Run tumble over night tonight on cheap leccy
- HW is now OFF!
- Work hard
- Sell 1x purge

Jx

determined_new_ms

Morning everyone :hello: Cat exciting news yesterday re your wedding

Rachel hope you have some fantastic QT with oh

RainyWednesday wrote: »

Hi, I'd love to join this thread to keep me focused please:

hello RainyWed & welcome :hello: its lovely that so many newbies are joining the thread at the moment!:T

jonno7 wrote: »

Quick bit of housework - I have found something that really helps, we have wooden floors downstairs and with 2 cats there is always plenty of fluff about, a vacuum just seems to spread it about and a brush just gets too clogged up. Years ago I bought a 'swiffer' but can't get the disposable bits for it anymore(they're expensive anyway) so yesterday I bought 3 microfibre clothes from tesco for a pound and I can use one of these and then just pop it in the wash

ingenious!

Susi_Wa wrote: »

Morning all!

Lazy morning for me, was out late last night so taking full advantage of being on flexi time!

you've gotta love the flexi-time eh susi? Until I have been so short staffed I had flexitime, makes a lot of difference being able to control the hours ur working. Doesn't seem such a chore if you can decide urself! x

determined_new_ms

opps hi josie, you sneaked in while I was saying hi to everyone! x

determined_new_ms

ok gonna be quick as I am determined not to spend my free time on the comp this morning or doing too much housework!

Its such a drag not having our laptop at the moment and can only go on the pc in the spare room, which is the students room, so can only use it when he's not here (nothing like it to build resentment! )

had another blissful lay in , and working till 8 was actually really nice yesterday, its been so long since I've done a late I forgot that its quieter so I got loads done and the drive home is quicker so less of a chore

so today:

• [STRIKE]quick/small bath (& pray the shower hose arrives today...)[/STRIKE] yay it arrived :j
• [STRIKE]grab something out of the freezer for tea at work, I'm sure I've got a small portion of chilli in there )[/STRIKE] I think its chilli but it could be spag...
• call npower and sort out the bill, gonna ask if they'll accept 1/2 then and there and increase our dd by £10pm for the other £60 )
• [STRIKE]go to the running shop and get them to test which trainers I need :j[/STRIKE] was v exciting :j have been told the way I run is very rare but a very efficient way of running (apparently if you watch athletes this is the way they run, front footed) and I must make sure I have correct trainers & do a certain stretch so I don't damage my joints/ankles...
• [STRIKE]get petrol before work[/STRIKE]
• other than petrol NSD (have decided not to include petrol or budgeted groceries in measuring NSDs) nope as I bought trainers :jbut cos I'm size 4 1/2 I got juniors whcih cost £40 :eek: not £80 :j
• [STRIKE]check banking[/STRIKE]
• [STRIKE]update sig as had a NSD yesterday[/STRIKE] :j (decided to take militant action & left my purse at home )
• check onepoll in lunch hour
• charge phone at work
• drive carefully to & from work
• water toms
• play triv tnight

ok that's me everyone, have a fab Tuesday x

determined_new_ms

and booked an appt with the dentist :eek:. Managed to find a NHS accepting dentist and have been advised its £16.60 for the initial check up & then if I need any work doing (which I do) the total cost will be £46.60 (not £16.60) for however much work I need... I must be brave, I must be brave, I must be brave...

OliveOyl_2

Morning All:hello:
I'm a bit gloomy today, it looks like DS2 will have to re-take a year of his uni I hate it that he feels a failure I hate it that he now has problems that can't be kissed better

Good idea on the Swiffer solution, I used to clean the cat hair under the sofa in the kitchen (tiled floor) with a j-cloth on the swiffer, but I reckon a microfibre cloth would be even better

So today I have/will:

• 30 mins on the CT
• read the papers on-line
• Skype DS2 and DD to see if I can say anything helpful -not known for my tact
• we've been invited out to supper (will cost us though) so will freeze a meal from this weeks meal plan for Popeye while I'm away.
• will knit while catching up on the Archers

I've been so gloomy that I've almost ignored that Popeye has a new contract. His basic has gone up :j but he's lost a couple of allowances so slightly worse off short-term, but good for when he returns to the UK and not only not unexpected, but not as bad as we first envisaged. (if you can follow that!)
And he has a great bargaining chip which is that he is being head-hunted - again. Though I'm not interested in going to the US

Have a great day everybody :A