PJF's New Quest

gallygirl

PurpleJellyFish wrote: »

OP of £30 today. Payday today and this rounded down my account nicely.

I'm procrastinating at the moment and instead of doing my OU work (which I was doing instead of going to the gym), I've created a chart to colour in as I pay off each £100 of my mortgage balance so I have a visual guide to how much of my home I own. Can't wait until my regular monthly payment is taken and I can call for a balance and get a few more squares shaded in. Oh dear, how sad am I?

What would be really sad would be if you turned it into a house and coloured a brick in every time you pay off £1000 :whistle::o:rotfl:

Secret_Saving_Squirrel

Good luck with your MF journey. My best tip is just to avoid going shopping altogether! What you don't see, you don't want!

Squirrel:j:j

LilacPixie

Keep it up PJF. your on daily interest so every penny counts, they won't get annoyed the computer does it all so I doubt they will notice TBH

PurpleJellyFish

gallygirl wrote: »

What would be really sad would be if you turned it into a house and coloured a brick in every time you pay off £1000 :whistle::o:rotfl:

Don't encourage me :rotfl: I think I'll save that for when my assignment is due in...

PurpleJellyFish

Another £10 OP made today when I checked that my regular payment had been taken by DD.

I may have to set up a new pot for some repointing work to my house. I knew that it would need doing in the next couple of years but I've noticed an area near my newly resealed window that looks a bit worse for wear. I think I'll have the wall ties done at the same time (also known about). Is this completely the wrong time of year to have these things done?

PurpleJellyFish

Another £30 OP today. Had to call again as the balance I was given at the start of the month was £100 more than expected. I know it's not a lot but I had to make sure that all my OPs had arrived safe and sound (and that's what faffing around with spreadsheets causes). Balance was as expected today so don't know what was up last time so I can breathe a sigh of relief

PurpleJellyFish

£40 OP winging its way to NatWest this morning. This was the moneyback payment from my Bank of Ireland card so very pleased with this.

PurpleJellyFish

£40 again - seems to be a popular figure for me at the moment.

It seems as if the balance just isn't coming down though. I suppose I could chuck every penny at it but I'm also building up an easily accessible emergency fund and a slush fund for bills. I can't bring myself to touch my ISA lol

cha97michelle

Slow and steady wins the race remember. My lowest ever overpayment was 27p. Keep at it, and all of a sudden it will come together when you are not looking quite so hard.

PurpleJellyFish

Thanks cha97michelle. It's nice to know that others are trying to do the same, or have even done it!

Another £30 today. Waiting to see how much I finally spend on Christmas presents before chucking some more NatWest's way.

Regular saver matured yesterday and I'm musing as to what to do with it. Thinking of keeping it back for next years ISA or using it for home improvements. I raided it when I completed on the house so I could leave my ISAs intact so there's only about £360 in there. The other options are to open a new regular saver and drip feed back in or to make an OP of course. Decisions decisions...