We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
First time buyer process
gemmaxxx19
Posts: 19 Forumite
Hi All
Could some one please give me a brief step by step to buying our 1st property. We feel really confused....
We had an offer accepted on 5th August and already had an AIP in place.
We went on holiday for a week and returned on 14th Aug.
We put in full mortgage application with the broker attached to the EA on16th Aug, and she instructed thier solicitors.
I recieved a memorandum of sale yesterday which showed our solicitors and the vendors ones (which are coincidentally the same) and we recieved an illustration of facts and figures from the halifax, but it says that it is not a legally binding offer (is that just because of having a valuation done?)
The surveyor called this morning and said the survey should be done today or tomorrow......
What happens now and where do we go from here?
How do we know exactly when our mortgage is in place? Do halifax write to us?
Also will the surveyor send US the homebuyers report or the loender/solicitor?
Thanks again everyone :-)
Could some one please give me a brief step by step to buying our 1st property. We feel really confused....
We had an offer accepted on 5th August and already had an AIP in place.
We went on holiday for a week and returned on 14th Aug.
We put in full mortgage application with the broker attached to the EA on16th Aug, and she instructed thier solicitors.
I recieved a memorandum of sale yesterday which showed our solicitors and the vendors ones (which are coincidentally the same) and we recieved an illustration of facts and figures from the halifax, but it says that it is not a legally binding offer (is that just because of having a valuation done?)
The surveyor called this morning and said the survey should be done today or tomorrow......
What happens now and where do we go from here?
How do we know exactly when our mortgage is in place? Do halifax write to us?
Also will the surveyor send US the homebuyers report or the loender/solicitor?
Thanks again everyone :-)
0
Comments
-
Hi,
I can't answer specifics as I am a fellow FTB but this website is really good so I recommend you have a look whilst our fellow forum-ers conjure up a response.
http://www.home.co.uk/guides/buying
Good luck with it all!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards