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Debit card needed - advice wanted for friend
Uniscots97
Posts: 6,687 Forumite
Hello there, looking for advice for my friend who is in process of signing up here but hasn't received her password but needs an answer quite quickly on something.
Where can she get a bank account that will give her a debit card even though she has a poor credit history? Looked for answer on here with her but we couldn't find it. Please help, she's a good pal.
Where can she get a bank account that will give her a debit card even though she has a poor credit history? Looked for answer on here with her but we couldn't find it. Please help, she's a good pal.
CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
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Comments
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If your friend has a poor credit rating and just needs a current account for simple day to day banking, she may which to consider a 'Basic Bank Account'.
The Financial Services Authority publish a booklet on these (including who offer them and what they provide) and explain what they provide compared to a 'standard' current account.
Regards
Sunil0 -
If they have a Yorkshire or Clydesdale Bank nearby, Then you can get a Basic Bank Account with a full Maestro Card
James
IVA Payments Coutdown - IVA completed!! Now the cleanup begins!
Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
Sim Only Contract with T Mobile
All adding little green ticks to my credit file0 -
Co-Op Bank give a Visa Electron with their basic bank account.0
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Most Mainstream High Street banks offer as others have said a "basic current account" which they are bound to offer to anyone who needs one. As her credit rating improves she may be able to move up the scale to better current accounts but nobody should turn her down for this.
Regards
Michelle:hello: :hello: :hello:0 -
She has a basic account with Royal Bank and Lloyd's but neither will give her a switch (or equivalent) card.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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