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joint tenancy on council property?
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homealone_2
Posts: 2,004 Forumite
i wonder if someone out there could give me some advice. i live with husband and son in a housing association property. my mum lives in a council flat that originally were built for elderly or vunerable residents. now allsorts of people live there and some have even bought and then sold their home. my mum is 70 and lives in her flat alone as her husband died last year. the querie is that she wants to know if she can put me on her rent book so if i need somewhere to live/stay and she has died there wont be a problem. her reasoning being that i am in a very violent marriage and she is worried about me trying to get away from my husband and not being able to stay with her. i know this all sounds pretty strange and that this is not the answer to a violent marriage but it is something my mum wants to do. is it as easy as just her asking to put me on rent book with her or do i need to apply for some kind of joint tenancy? does anyone know?
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From what you say my first instinct would be that you can't be on your mothers tenancy. 1) you are already the tenant of a HA property. Even if you aren't a joint tenant with your husband you still have marital rights to the property. 2) you are likely to be barred by age as there is probably an age restriction on your mothers property. 3) you won't be able to succeed because it sounds as though your mother might have already succeeded to the tenancy when her husband died (unless she was a joint tenant) 4) to succeed you would have to actually live in the property.
If you became a joint tenant this would affect your mothers HB if she receives this and her council tax discount (25%) and/or CTB.
If you are in receipt of any benefits there would be problems in your current property.
You can ring shelter for free advice on your current situation and any options you might have https://www.shelter.org.uk
There are many people who would help with your situation at home but as you haven't asked specifically about that I won't presume to offer advice. HTH*Never poke mad people with a pointy stick*0
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