Barclaycard for a student?

Absurdity_2

Hi all

I wanted to get a credit card purely to build my credit rating, so no late payments etc etc..

At the moment I'm a student and have a student account with Barclays. I've heard that it would be wise to get a credit card with your current bank as they can see a detailed version of your financial history (savings accounts etc?). So I went on the Barclaycard website, but they had no student cards. They had Barclaycard Initial, but it says that this may be right for me if I earn over £10,000. But as I'm a student, I don't earn that much! Actually I don't have a job atm so my only income is from student finance.

I just wanted to know if I should still apply as I have an ISA and ofc the student account? Both are in credit by over £1000.

Azrael_1701

phone them and ask

MrTomato

http://www.barclaycard.co.uk/products/apply/landing/students.html

ehlo

If you have online banking you can apply through it for a student credit card. For me the apply button I'm supposed to click never materialises. Not sure if this is because I haven't yet upgraded to a student bank account

MrTomato wrote: »

http://www.barclaycard.co.uk/products/apply/landing/students.html

Is this definitely still an active offer? The bottom of the page says the offers associated with it expired in 2006

QueenOfComps

I am a student too with a barclays student account and i have a credit card and also a savings account and a student overdraft with free interest. I went into my local branch and they sorted it all for me. They do it all on the computer after asking a few things and then you get a letter a few days later saying whether you can have the credit card or not.

chris91_2

I was told by branch to call barclaycard for application then told over phone that you need an income over £10k for a barclaycard and cant be a student... Anyone able to clear this up?

izools

MrTomato wrote: »

http://www.barclaycard.co.uk/products/apply/landing/students.html

The closing date for this offer is 31st October 2006

Earning under £10,000 means you're unlikely to get a decent card although I would still suggest applying for the Barclaycard Initial as I've known several applicants post here about successfull applications despite not meeting the income criteria.

If you currently have no outstanding debt the income is less of an issue

Lokolo

izools wrote: »

Earning under £10,000 means you're unlikely to get a decent card although I would still suggest applying for the Barclaycard Initial as I've known several applicants post here about successfull applications despite not meeting the income criteria.

If you currently have no outstanding debt the income is less of an issue

I have a Halifac CC with a £1100 limit with 0% for 10 months. They asked for income, I said £5k. All accepted.

Was surprised though!

lee2k5

thats weird, 4 yrs ago in my freshers year Barclaycard were at the opening student fayre and opened me a student credit card, still got it now. Maybe they got more picky?