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Halifax reduced credit limit without notice?

n1ckb · 2010-08-21 10:35:48

My Halifax card was reduced from 7.5k credit limit to £750 - which was just above my outstanding balance - without notice causing a declined transaction. I rang up twice and they said I will receive a letter stating that they had completed a credit check and that I had too much available credit so they had reduced my card…

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n1ckb Posts: 8 Forumite

29 August 2010 at 7:49AM

Just to update on this - my credit limit was restored to £8050 on Thursday and I have so far had a generic apology letter and a personalised one. They are obviously trying to get out of paying any comp so I will need to write again but they have admitted liablity so it shouldnt be an issue.

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Halifax reduced credit limit without notice?

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