Remortgage please!

kenshaz

MortgageMamma wrote: »

Make sure you get properly advised when you speak to a broker and dont just go for BM solutions. James isnt actually a mortgage broker although I daresay he had the best of intentions.

This not a broker only forum.James is a highly intelligent poster and I personally believe that he is far more professional than SOME of the brokers who give out advice.Therefore I would hold onto his good intentions and listen carefully ,and you won't have to pay 1%.

jamesd

trapped in high interest, you should use a mortgage broker. The broker will need to see your credit record to select a lender who would be willing to accept you. You'll also need to let them know about the debt repayments, which can make it harder because they reduce the income available for paying the mortgage.

As MortgageMamma indicated, BM Solutions is just one lender, providing something to compare with. It may not be the best for you.

Mr_helpful

Have you tried Amber They have some fixed rates with medium adverse from around 6.89% and heavy from around 7.29% I have only read the thread briefly so I am not sure if you could get medium but it might be worth a go though I would agree with james that broker may well be needed

MortgageMamma

kenshaz wrote: »

This not a broker only forum.James is a highly intelligent poster and I personally believe that he is far more professional than SOME of the brokers who give out advice.Therefore I would hold onto his good intentions and listen carefully ,and you won't have to pay 1%.

Those comments are highly confusing for the OP kenshaz and totally irrelevent to the thead so I think you'd better clarify what you mean to avoid misleading the OP further? Are you suggesting he/she should take advice off an unqualified individual as opposed to a qualified broker?

Thank you JamesD, I'm sure you could see I was not undermining you, its quite understandable given your knowledge of mortgages how you could be mistaken for a broker.

Lisa