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Experian Rep Please Answer Question

Would the experian Representative please answer this thread as i have some questions for him .
GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
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Comments

  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    WRINKLES wrote: »
    Would the experian Representative please answer this thread as i have some questions for him .
    Once again the Experian Company Representative has been on line but ignores my request to have some questions answered , if he wants to be taken seriously he must do what he says he is on this forum to do ,.
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Fire away!

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    Fire away!

    James
    Ok hello James , can you tell me why Experian are a credit reference agency yet one of the companies they ownARE dca , s do you not think this is a conflict of interests .
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    We are a data company and one of our business lines is operating the UK's main CRA. By DCA do you mean debt collection agency? I don't think we own one of those.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    We are a data company and one of our business lines is operating the UK's main CRA. By DCA do you mean debt collection agency? I don't think we own one of those.

    James
    Are you saying i have been misinformed , do Experian have an interest in Wescott dept collection agency .
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    Why . tell me why .
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Westcott do use our data/services (DCAs can access CRA data to help collect debt in a responsible and informed way) but it's certainly not an Experian company.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    Westcott do use our data/services (DCAs can access CRA data to help collect debt in a responsible and informed way) but it's certainly not an Experian company.

    James
    My scource is positive , i will double check with him and see if i can provide evidence , question no . two . It has been reported in the news that Experian is to be used by the government to examine its records to find bennefit claimants who apear to have more spending power than they should , will Experian be involved with the likes of Tesco , and examine clubcard members grocerie bills to see if they are spending too much .
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    No. I guess government could access retailer loyalty databases under relevant legislation to investigate crime, but we certainly don't have access to that data. We could only access that data if Tesco, for example, obtained your permission to share the data with us when you take out a Clubcard.
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • WRINKLES
    WRINKLES Posts: 817 Forumite
    500 Posts
    No. I guess government could access retailer loyalty databases under relevant legislation to investigate crime, but we certainly don't have access to that data. We could only access that data if Tesco, for example, obtained your permission to share the data with us when you take out a Clubcard.
    Are you categorically stating that the government( who as you say have the power to do this) will not pass information they obtain by whatever means to yourselves in the hunt for bennefit claimants they suspect of spending too much .
    GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING
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