Wednesday 18th Aug - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

morning :wave: really I should e getting ready for work, but here I am ! So very quickly today I will

• [STRIKE]drive carefully to & from work[/STRIKE]
• get petrol money off girl I give a lift to (last time as she is off next week then I am the week after which is her last week ) she forgot & will bring in tomorrow
• eat yesterdays lunch (the soup/gruel I made at the weekend) erm was completely inedible really should have been eaten yesterday it looks so unappetising :eek: so had toast instead
  
• [STRIKE]check banking[/STRIKE] yay the students money has gone in :j
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]read martin's email[/STRIKE]
• go swimming with some tenants this morning & claim back costs on expenses couldn't go, so hopefully am going to play tennis with oh later or if not go for a run, think I need to make some time for exercise at the moment
  
• make note of mileage & put on mileage claim 4 miles!
  
• apart from swimming (which is a work expense so I don't think it costs :j IMHO) NSD :cool:
• dinner from plan
• any surveys available
• feed toms tonight
  

so that's all I can think of, and I better get ready! Happy Wednesdya everyone :A (ps in case you missed it yesterday I got my 3rd star :j:money:)

stitching_witch

Thanks for starting the thread DNMS - you were up early today as always.


Today should be a reasonably DFW day. So far I have:

• run DW overnight on Economy 7
• run WM overnight on Economy 7 - 2nd load in and the rate doesn't change until 7.30am
• checked banking - a little ovedrawn but less than £15
• checked for surveys
• fed and watered chickens
• prepared a lunch for work

I will also:

• take bike to work as it uses less petrol (only used £20 in 2 months & I work full-time!)
• look for my neck-warmer instead of buying a new one
• hang washing outside if weather okay, otherwise on airer
• have meals from stores
• make granola when I get home
• have an NSD

Only three days left at work until my week off, which coupled with 2 weekends and the Bank Holiday makes 10 days off in a row. Time to work on my 101 things list. :T

catmiaow

Hello all,

I will:

[STRIKE]Sort out washing hung up yesterday and re adjust
Check emails
Check bank
Enter some comps[/STRIKE]
[STRIKE]Tidy after OH and cats and take rubbish out
Go to work [/STRIKE]
[STRIKE]Jacket potatoes for dinner
Enter more comps[/STRIKE]

Hope everyone has a good day!

OliveOyl_2

Morning All :wave:

Off to the orphanage again today

So today I have will:

• didn't turn on the bedroom heating last night for the first time in a month - slept really well too
• read Martin's e-mail - and bought the digital photo frame for NiL's Christmas pressie :money:
• make a list of the pressies still to get - I have to get sorted for Christmas by Sept 20th! :eek:
• continue with the knitting
• 20 mins on the CT
• meal from plan tonight - lamb
• get DD to read meters for leccy & gas bill. I spoke to her last night about the rises in our bills since she's been in residence .......we're going to talk more when I'm home in September.

Have a great day everybody :A

Wannabe01

Good Morning Everyone.

It's been a couple of days since I posted on here, as things have been pretty hectic.

I'm up and about early this morning, as I had to sort out shopping for MIL.

My list for today is:

· Catch up with emails
· Catch up and complete copywriting work
· Catch up and complete administration work – submit invoice to client
· Sort work record books
· Contact school as DS will not be in this week, he's not too well
· Mix up daily medicine for DS
· Catch up with onepoll
· Return phone call to the doctor regarding DS
· Quick shower
· Catch up with laundry - hang outside if it stays dry
· Catch up with ironing
· Check m. shopping sites
· Tidy and clean the office
· Place the order for party plan
· Check online banks
· Catch up with survey sites - complete anything that’s available
· All meals from stores
· Contact lady from free cycle
· Look for new freelance jobs
· Organise new work diary (if it arrives today)
· Sort and organise the fridge and freezer
· Sort and organise the cupboards
· Sort menu plans for the next 12 days.
· Pay any bills that need to be paid
· Contact DM regarding plant cuttings

I think that is all that I need to do today. Hope everyone has a good Wednesday.

WelshWoofer

Morning all!
After the kerfuffle of yesterday I'm back on track today - have given myself a bit of a talking to and I have decided not to worry about things until I know what's going on. I have a scan tomorrow so will know more then.

So today I will/have...

• Walk dog for free exercise
• Tidy kitchen
• Do at least 3 hours school work
• Phone doctors to see if referral letter is ready
• Phone payroll office to sort out underpayment
• Phone tax office
• Put dry washing away
• Get chicken out of freezer for tea
• All food from stores
• Revisit budget to see if I can save a bit more
• May go swimming using student card before it expires at the end of the month
• Try to have a LSD if not a NSD
• Update diary
• Do a mini facial tonight
• Checked banks
• Chceked quidco
• Do any surveys that come

That's all for now - have a good day!

PurpleFairy26

Morning all!

You all seen very busy, making me feel positively tired before I've even started
List for today:
Friend who was coming for day has cancelled so now have free day to do lots
Check banking :eek:Last really low pay check as btw soon but still - it's going to be tight!
Tea and lunch from stores
Washing on low, dry on airer
Quick clean round
Maybe start sanding bannister, going to be a labour of love I think as it'll take a long time. It is on my 101 things list though
Plant rose bought yesterday
Water strawberries
Freeze blackberries - maybe go and pick some more later if rain holds off, been spying the best places whilst out
Try an list at least 5 things on eBay, have a wedding and a christening to go to before I get paid again! Need to make some cash
Take some clothes back to next that were sent incorrectly

Have a great day everyone

redsam

morning all

gosh everyone has really long lists! Definately not a NSD today grrrr

done already
-feed friends cats
-clean water of chooks
-feed chooks
-collect eggs
-water greenhouse
-Focus to get PVA and masonary nails
-washing on
-dishwasher on
-pots and pans washed

to do
got Dad come over to plaster
mum helping me clear roof for carboot and charity
defrost something for dinner
take cat to vet for jabs and get his special diet food
mops and hoover floors

at least it is sunny here.

Everyone should say something nice to a stranger today!

Beencounting

Morning all

Thought I’d make the effort to post early today instead of leaving it til it’s too late to do anything on the list!

So today I will:

• Check bank and update spreadsheet
• Share lift to/from work with OH
• HM lunch to work
• HC & airer dry
• Dinner from stores
• LSD – need to buy some conditioner and a new file for my 101 list (still to be completed )
• Surveys
• Keep checking ebay to encourage peeps to bid, although stuff doesn’t finish till Sunday

That’ll do for now. Be back later to catch up and update.

Been

WelshWoofer

Just a little update - been to the park with the dog and called in at the butchers on the way home to get some bacon for OH's tea - instead of buying a pack from the Spar that won't all get used and I got three nice thick rashers for 90p:j.
I also had a look around the greengrocers and there's lots of bargains to be had but I didn't buy anything - we have to use up what we have first.

Came home to a letter from Lloyds who are now investigating my PPI claim - said it would be resolved within 8 weeks - you never know. I won't give up without a fight though!;)

La_escocesa

determined_new_ms wrote: »

When we start out on the DFW trail...

Check you with 3 stars!! :T:D:T:D