Please help me!

Disco_dancer

Hi everyone

I really need some advice!

In March this year I started up two of my own businesses and one of which is in fitness. I have nearly completed my NVQ level 2 Exercise to music and had begun teaching as a student.

I decided I wanted to work towards being a personal trainer. On the 4 March 2010 I paid a deposit of £1,000 over to a company that does this qualification. Since then I have been paying £100 a month as the total cost is £1,830.

I got a business loan out of £2,500 for both new businesses and a £1,000 of this was put towards my PT course.

My other business has really taken off now and is doing very well so I have decided to not do the personal training course as I do not have the time or the energy as I am putting everything into my other business. I have also found that the fitness business is not very profitable.

I have spoken to the course provider regarding a refund as they have £1,500 of my money. For this money I have received a course file and 2 books and also attended a 2 hour boot camp session until I ended up in hospital as I sprained my ankle.

They have said that the once confirmed course fees are non refundable. They will not give me any money back. I have not signed a contract or a payment plan and I do not have a copy of there terms and conditions.

I just wanted to know where do I stand legally with this? What are my rights? Am I able to take it to a small claims court?

I have been quoted by a solicitor £200 an hour for them to look into it which I can not afford, so any free advice I will be very grateful for!

I feel like such an idiot for paying over so much money which i am now having to pay back to the bank as it was part of the loan.

Please help!

adam.mt

Do you have receipts for the money you've paid?

Any way you can chase up their T&Cs?

To be honest I think you've lost it; probably best to complete the course and consider it a useful qualification should you ever wish to change your mind in the future.

ShaneUK

I think you have lost it I am afraid.

On the booking form that you filled in, was there any disclaimers etc?

Freddie_Snowbits

I think you will find this is a business transaction.

But it does not stop OP from asking for a refund now they know they are unable to complete the course