Lowell/Hamptons LEGAL

WRINKLES

Silvafox wrote: »

Yeh, I understand - but this person only has a debt of £70 total anyway, so in this case I think it's worth paying the £35 and then they'll either get a settled account or they'll have at least halved the debt. Either way, they win. I think the OP offering £1 is a bad idea, when they can potentially be free of the debt much sooner.

Ithink there is a glint in the eye of the op he probably feels they do not deserve to be paid , let them work for it ,

Silvafox

WRINKLES wrote: »

Ithink there is a glint in the eye of the op he probably feels they do not deserve to be paid , let them work for it ,

As the OP was posting on this forum in the first place, I would have thought they would want to be free from debt - not stay in it for the sake of 'getting one over' the DCA... There'll only be one loser in this little scrap - the OP - who'll still have an unsettled debt.

Each to their own I suppose! I know what I'd rather do.

mcjordi

i have other debts that are higher than this.. and tbh silvafox is right.. i think ill risk it tbh..

cheers guys

WRINKLES

mcjordi wrote: »

i have other debts that are higher than this.. and tbh silvafox is right.. i think ill risk it tbh..

cheers guys

Ok mate post back let us know how you get on . good luck .

PNPSUKNET

the sooner your credit file is marked settled the better correct? as it says 50% will mean they mark it settled , its settled. Save the letter and if they ever come back which I doubt contact consumer direct.

mcjordi

im gonna do it as soon as i get some cash this week hopefully.. they wanted bank details/debit card details over the phone to "hold" the offer i dont think so.. ill ring when i have the cash it says i have 10 days ( from 11th august) im sure they would be keen to take the 50% even after this date..