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One Debt Vs 100 Days - Take 4

1808183858692

Comments

  • Actually, i have changed my mind. I will run another one if people want me to, but i think it might be best to just record a daily total and let everyone keep track of what they have paid off. That will be more manageable to run.

    So, i would have post one with all the challengers and what they want to pay off. Then i could do post 2 with the daily total and overall total.

    Sound ok?

    Although we have over 100 challengers we have about 20% of those who have paid nothing off, and it is the keeping up of the spreadsheet and updating the post with our totals that take up the time and stop me doing my own money earning stuff.

    If someone could invent extra time in the day or remove my need for sleep then we'd probably be fine. :rotfl:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    that sounds fine to me michele. we could all keep track of our figures in our signatures.

    i personally can't wait for the next one
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello everyone!
    £10 into piggy bank :) Clever me:D
  • cyclura
    cyclura Posts: 295 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    wooohoo michelle thats excellent :j I must admit I am looking forward to the next one too as it will be my clear the water arrears one :beer:
    Debt Free...yay! 10/09/2013 :j




  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi!
    Another £5 into piggy bank ! WOW!!! I'm soo proud of myself:D
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    £25 today leaving £0 :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done, beanielou!
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks Amara :grin:
    Roll on the next challange :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sofababe
    sofababe Posts: 1,394 Forumite
    Just paid another chunk off now at £200 exactly
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    now paid one of my cards off £1102 and a few pence paid today
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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