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One Debt Vs 100 Days - Take 4

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  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic Laura :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    beanielou wrote: »
    Fantastic Laura :grin:
    Thanks
    I am glad it is gone :)
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    Well done laura!


    From me paid £32.42 ~ 1026.51 remaining
    I can't be bothered updating this anymore
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done Laura! :) £3 into a piggy bank for me:D
  • Pippajo
    Pippajo Posts: 900 Forumite
    Well done everyone, need to find my figures to update!
  • Sorry guys. I am the worst caretaker of this thread ever. I am amazed you are all so polite and don't prod me. I keep meaning to pop in and do stuff, but then i do a survey, or dooyoo or a bit of ebay, and the next thing i now weeks have past. So sorry.

    I am still in kitchen hell and spending a fortune. Now at 2.5 weeks having a new one fitted , with about another week to go. On the plus side, during this time i have sold my old appliances, so got £170 on ebay this week and also £75 from selling my double buggy, so i am slowly plodding along trying to meet my targets.

    I am going to try and get everything fully updated tonight and new people added.

    I am not sure if there will be a new challenge. After doing it this time, i have realised the way it is run is actually quite hard work. I suppose if i could do it daily it wouldn't be as bad, but i don't seem to manage it. I won't be able to volunteer again. Saying that, it depends on if we need to have overall totals tallied, or if it is just reporting in to everyone and keeping our own total that is useful. Worth a thought.

    Currently we are on Day 77.

    It has been great to log on and see everyone paying and so many targets being met. Still a bit of time for the rest of us.
  • cyclura
    cyclura Posts: 295 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    it might be worth doing this one the same as the £10 a day in ................... thread and whoever volunteers to start it does the first post and the list post (member name and total trying to pay off) and the member just writes what they have managed to pay off in the thread and just updates the total in their sig. That way we all know our totals and others can see by looking at our sigs, plus the starter gets an easier job.

    Just a thought if its a load of poop just ignore me
    Debt Free...yay! 10/09/2013 :j




  • Actually, maybe it is just as i keep leaving it. It has just took me from my earlier post to update, but i have not done it since the 21/10. There is usually only a few people per day, but i have made it a chore myself.


    Posts one and two now updated best i can.

    We have collectively paid off £39,812.47 of a target of £105,476.36.

    That is pretty good going.

    And best of all, i am closer to my own target than i thought. About £115 to go but i don't think i will make it now as too much else to pay for. We'll see.
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi michelle - don't beat yourself up - we can keep track of our own totals

    Paid another £600 off po card so £1102.98 left to pay on that! This will be cleared sunday as 0% is about to expire

    Still stuck at most of it left to pay on second card tho
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi Michelle :grin:
    Dont beat yourself up.
    You are doing just fine.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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