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One Debt Vs 100 Days - Take 4
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happytails wrote: »Hi i would like to join this challenge :beer: Only a few days less than everyone else
Aiming to clear £1250 - my entire halifax overdraft. Once this is done i will be downgrading my account to one with no overdraft facilitiesBarclaycard 3800
Nothing to do but hibernate till spring
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Welcome happytails to our lovely threadI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks guys :beer:
Started off now :j
£2 ~ £1250DFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Woop de woop I've made my normal minimum payment of £10 to one of my debts. That leaves £681.52
I worked out today that if I just made minimum payments I'd be paying until the olympics. I'm really striving for debt free by Christmas so so glad for this challenge to motivate me.Sealed Pot Challenge #239
Virtual Sealed Pot #131
Save 12k in 2014 #98 £3690/£60000 -
Hi everyone, sorry to hear your news michelle, hope you're ok xx
£363.48 paid £2166.05 remaining. Eeeek! Need to get under the £2k mark this month to have any chance so better get cracking! (Didn't get off to the best start today by going to Primarni on a mini shopping spree, ooops)
Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
Thanks for all the lovely messages. I've written down all the payments to here. Now to transfer them to the front page and my spreadsheet. I was kind of glad there were so many messages of support as i thought it was all posts where people had made a payment. :eek::D
I will be working hard to get up to date now.
My overpayment today was
£1.62 to Zopa. My ebay sales unfortunately are going to have to go to the Credit card bill. I am usually good and pay off in full each month, but the bill date is the 8th, and it is already at over £1400. Car insurance was on there, and a new freezer, and some other random bits but that is crazy. I think i have done the same as someone else (sorry can't remember name) and gone a bit wild in the few weeks off.
Back to trying not to spend, but lots of birthdays coming up in the next few weeks and then preparation for the dreaded C word. I need to look up some slow cooker recipes i think and try and spread the pennies better or i will not do well at all this time.0 -
Hello!
Today I've put £1 into my piggy bank. Not a lot, but first step is done0 -
Hi Michelle, nice to see you back hun. Don't worry it happens to us all with the CC - I just wish they could sort out security to use a debit card safely on line. Many thanks for running this for us. Pen xThis time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
Good to see you back, Michelle xx Hope you are okay x
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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Right, i think i have caught up, but please can you check post 2 on page 1 for me to make sure i have you up to date, and let me know if i got it wrong.
We are off to a great start here.
Our group target is £86,217.93.
Total Paid Each Day: Running Total = £4135.09
Day 1 - £2927.66
Day 2 - £1142.70
Day 3 - £233.63
Day 4 -
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