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One Debt Vs 100 Days - Take 4
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hi.. is it too late to join in this challenge? thanks xxMisc debts - £5,000 | Student loan - £9,000 | Mortgage - £180,000
Goals for 2015: Sell house & downsize + Increase income + Get debt Free :shocked: {Diary}
DS born 05/05/2009 & DS2 born 12/02/2011
Smoke free since 01/01/2010Paid off credit card 04/04/20110 -
No just post yr target and chamichelle will add it to the list.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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goodgirl80 wrote: »Does anyone else get impatient when you've been paying something month by month and you really want to get to next month so you can pay a bit more off?
Yep, all the time!!0 -
hi.. is it too late to join in this challenge? thanks xx
As skaps says just join inI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another £10 paid today £980 to go
Sorry to hear your sad new Michelle0 -
Hi All
I recieved a refund cheque today so I have a whole £14 to pay onto my debt
£14 ~ £1346
Heres hoping for many more...
Maddie
xGrowing old is mandatory:
Growing up is Optional:
SPC no:280 -
Am I the only one who hasn't made a start yet? Don't get paid until Wednesday so no cash at the moment!!
Well Done everyone on making a great start to the challenge!Sealed Pot Challenge 2013 Member No 689 - £120/£300
SPC 2014 target £2000 -
No muchowing I was just coming in to say I haven't started yet too...
Well I have and I havent...
I had an appointment with a nice debt advisor who works with the CAB (but not for them as such- complicated set up) and she's going to try to get me onto one of two different schemes. Either the one that matches my water arrears repyaments pound for pound or the one that does one-off, lump sum grants to cover water arrears. So although I haven't paid anything, I have still made a start. Fingers crossed!I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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Thank god for this challenge starting again. I have went of the rails a bit this past few weeks and not for the better and ended up using my visa card due to a few unexpected bills which I think will effect me into oct as well but have managed to pay another £30 of my dp card balance now £75. I have not cleared it as I had hoped but will get there. I also have a hol booked at the end of the month 1st in over 3 years so that might take up any extra money and am kinda wishing I had not booked it now but after that I am on a misson till xmas.
Good luck everyone with the challenge and hopefully I will get my backside in gear after the end of the month and reach my goal.0 -
Hi i would like to join this challenge :beer: Only a few days less than everyone else
Aiming to clear £1250 - my entire halifax overdraft. Once this is done i will be downgrading my account to one with no overdraft facilitiesDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350
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