One Debt Vs 100 Days - Take 4

cha97michelle

Some of you may have come across this challenge before, run by the lovely postingalwaysposting. This time she is unable to run the challenge, so i have offered my services this time.

If you want to check out the earlier challenges, they are here.
Take one, take two, and take three.

Taken from Paps post:

So what’s the 'One debt Vs 100 days' challenge. The idea is that you decide to tackle one debt within the 100days to clear it, or as near as you can clear it. Now this may not be possible if all your debts are really high and you have a low income so take a slice of the debt to clear, i.e. £200 off a £1000 debt. Its totally your choice to which you clear and the amount. Please don’t worry if it will look 'small' its not, its important! Every small amount paid off an individuals debt is one that needs rejoicing.

So once you have decided on a debt and decided you want to be part of this challenge, post your details below and you will be added to this first post. Then each time you pay anything off your debt post back here and let me/us know :DThis could be your regular £5 min payment, a £40 overpayment due to overtime or a 50p PaD... anything no matter how small. I will then keep updating your 'debt' and also adding it to the main debt pot

**However please, please, please still pay your min repayments/your normal payments to all your debts. This is an 'extra' it doesn’t mean all the other debts get forgotten**


To give everyone chance to post and get ready for the challenge it will start Wednesday 1st September 2010 and day 100 will be Friday the 10th of December. don’t worry if you find this thread after the start date I can add you on as we go though, it just means you will not have the full 100days to complete it.

So who is ready to start another simple challenge with great participants who never stop motivating you...

***New for part three***

Due to the fact this challenge is growing in number each time it is run please can you make all your posts more user friendly for me. I asked the forum team if I could share the updating of the first post with other members but its not possible so when you post to say the amount payed of can you please use this format ~

Amount payed ~ Debt now

This means when I update your name on the running list I have to do no calculations except the daily totals one. That way i may be able to keep on top of it much better Thanks all...

Good luck all and keep on inspiring others while we are all on our debt free journey :A


Remember, only payments during the dates of the challenge count, but you can save now to make your 1st payment on the 1st of September.


Total Paid Each Day: Running Total = £40,412.47
Day 1 - £2927.66
Day 2 - £1142.70
Day 3 - £233.63
Day 4 - £469.10
Day 5 - £804.89
Day 6 - £210.66
Day 7 - £204.62
Day 8 - £408.17
Day 9 - £578.25
Day 10 - £1226.10
Day 11 - £93.03
Day 12 - £963.20
Day 13 - £107.52
Day 14 - £1843.02
Day 15 - £620.44
Day 16 - £523.36
Day 17 - £518.67
Day 18 - £1530.70
Day 19 - £236.00
Day 20 - £118.72
Day 21 - £303.79
Day 22 - £264.83
Day 24 - £730.69
Day 25 - £221.66
Day 26 - £30
Day 27 - £518.39
Day 28 - £572.26
Day 29 - £21
Day 30 - £2287.48
Day 31 - £2204.69
Day 32 - £398.06
Day 33 - £270.11
Day 34 - £552.15
Day 35 - £1277
Day 36 - £713.55
Day 37 - £1173.96
Day 38 - £2109.63
Day 39 - £43.63
Day 40 - £35.90
Day 41 - £60.25
Day 42 - £25
Day 43 - £461.23
Day 44 - £1043
Day 45 - £260.78
Day 46 - £48.55
Day 47 - £85
Day 48 - £69.64
Day 49 - £279.35
Day 50 - £820.03
Day 51 - £265.90
Day 52 - £133.17
Day 53 - £5
Day 54 - £104.12
Day 55 - £531.78
Day 56 - £321
Day 57 - £283.47
Day 58 - £145
Day 59 - £329
Day 60 - £348
Day 61 - £200.91
Day 62 - £389..95
Day 63 - £823.68
Day 64 - £399.89
Day 65 - £15
Day 66 - £551.79
Day 67 - £25
Day 68 - £10
Day 69 - £25
Day 70 - £107.05
Day 71 - £0
Day 72 - £400
Day 73 - £322.38
Day 74 - £128.01
Day 75 - £0
Day 76 - £1702.78
Day 77 - £798.49
Day 78 - £0
Day 79 - £

cha97michelle

post reserved for updates

I may be starting slow at getting info together this week as i have a few days away, but i will be getting all the challenger details together in this post.


Take Four Challengers:


415SanFran - £250 to credit union £156 paid, 94 remaining
alamaya - £1945.82 off barclaycard
alwaysworking - £750 to Egg £446.81 paid, 303.19 remaining
amara - £400 to MBNA £81.05 paid, 318.95 remaining
amethyst68 - £500 off credit card £80.20 paid, 419.80 remaining
amiehall - £1398 for holiday £497 paid, 901 remaining
beanielou - £750 to clear overdraft £725 paid, 25 remaining
bearacus - £1592.96 £1212.96 paid, 380 remaining
beencounting - £300 off number 1 target CC £299.08 paid, 0.92 remaining
bigbeff - £2500 to pay to credit card £427.55 paid, 2072.45 remaining
brokemedic - 2 CC debts of £812 £114 paid, 698 remaining
brokenhearted - barclaycard £500 £88 paid,412 remaining
Buffythedebtslayer - £2800 off loan
calling14 - £912.35 egg £355.47 paid, 556.88 remaining
cha97michelle - £300 to Zopa, £73.54 paid, £226.46 remaining
cha97michelle - £1500 to mortgage £1385.45 paid, 114.55 remaining
changingme - £800 to dad £600 paid, 200 remaining
chaz16 - £200 off catelogue debt £25 paid, £175 left
Dame Washalot - £3985 off debts
debtfreemission - £400 to clear a store card £30 paid, 370 remaining
dentonemma - £1000 from 3 Credit cards, £719 paid, 281 remaining
dentonemma - £2000 to taxman £1500 paid, 500 remaining
ehallett - £400 off sofa
facing up to it - £554.36 from Argos card £31.88 paid, 522.48 remaining
facing up to it - £577.43 from next card £56.97 paid, 520.46 remaining
facing up to it - £100 saved in credit union £35 paid, 65 remaining
fedupof beingindebt - barclaycard
flower85 - £600 off CC
Focus66 - £300 for christmas £145 paid, 155 remaining
Hannah_10 - £574.35 off water arrears
Happytails - £1250 off Halifax OD £800.20 paid, 449.80 remaining
Harrison1 - £500 off loan
IrisBlue - £2092.68 off mortgage £996.84 paid, 1095.84 remaining
izzoh - £372.96 off a credit card £355.84 paid, 17.12 remaining
izzoh - £500 LTSB OD £122.50 paid, 377.50 remaining
jac gai - £2351.52 on credit card £800 paid, 1551.52 remaining
Jamesy - £388 to Santander card £114.64 paid, 273.36 remaining
jamiedodger - £600 to clear CC £181.10 paid, 418.90 remaining
Joshuablue - £600 off egg card £24 paid, 576 remaining
Jubilee76 - £1300 £567.05 paid, 732.95 remaining
kathy40uk - £474.75 off barclaycard £280.20 paid, 194.55 remaining
kezlou - halifax £142.96 £278.65 paid
kezlou - natwest £356.81 £400 paid
La escocesa - £2400 off credit card £1200 paid, 1200 remaining
LINKYPIE2009 - £334.78 to studio24 £38.43 paid, 296.35 remaining
lola34 - £1000 from CC balance £20 paid, 980 remaining
longhauladdict - £304 to capital 1 £29.52 paid, 274.48 remaining
looking walking - £2330 £300 paid, 2030 remaining
maddie57 - £1400 off CC £238 paid, 1162 remaining
mandz1 - £838.54 to pay off old CC £139.54 paid, 699 remaining
markp2 - £997 off homebase card £319.74 paid, 677.26 remaining
mcjordi - £150 off debts
meersy22 - £856 to clear the evil barclay card £307 paid, 549 remaining
monstermoo - £343 from a credit card £26 paid, 317 remaining
MRSM1983 - argos £300
MrsRyan - £846.35 Natwest overdraft £35 paid, 811.35 remaining
MrsWassire - £550 to mum £50 paid, 500 remaining
muchowing - £3000 car loan £105 paid, 2895 remaining
net78 - £126.05 off littlewoods £46.13 paid, 79.92 remaining
Nichelette - £4883.81 off loan £4293.81 paid, 590 remaining
Nicki2002-2008 - £100 council debt £9.50 paid, 90.50 remaining
noynoy - £593 overdraft
ontoanewpage - £120
parsniphead - £1500 off debts £660 paid, 840 remaining
Pickle_99_uk - £700 from credit cards £160 paid, 540 remaining
pinkarsenalprincess - £600 of an overdraft £25 paid, 575 remaining
pippajo - £500 early repayment £182.42 paid, 317.58 remaining
pollydaydream £2001.53 miscellaneous bits and bobs £594.76 paid, 1406.77 remaining
pollydaydream £100 saved in credit union
positivelypurple - £860 to clear a credit card £12 paid, 848 remaining
PrincessLou - £275.88
rachelmk - £700 to clear overdraft, £60 paid, £640 remaining
runmichellerun - £900 off the credit card £568.67 paid, 631.33 remaining
savingcaz - £1000 £153 paid, 847 remaining
savingholmes - £2773 to BOA £146.02 paid, 2626.98 remaining
savingholmes - £2892 to PO £1100 paid, 1792 remaining
SazM030306 - £2000 towards loan £973.06 paid, 1026.94 remaining
sewprettymoo - £200 to capital one
shrimpy_80 - £2529.53 to overdraft and credit cards £834.02 paid, 1695.51 remaining
skaps - £900 off debts £742.93 paid, 157.07 remaining
sofababe - £500 to clear a loan £115 paid, 385 remaining
southernbelle - £500 off Mint.
starnac - £425 off OD £40 paid, 375 remaining
sunshineyday - £500 of CC £420 paid, 80 remaining
tashadebt - £2500 £435 paid, 2065 remaining
thesim - £153.58 off New Look card
theskintfamily - £400 to clear Asda card £30 paid, 370 remaining
twinmum07 - £1000 off Virgin CC
welshwoofer - £700 £297 paid, 403 remaining
wendy123 - £250 off various cards
whatamess -£1000
wolveslass £3572 off Halifax CC £37 paid, 3535 remaining
yukkibear - £1650 from Misc. bits £439.19 paid, 1210.81 remaining
ziggles50 - £338.08 £63.50 paid, 274.58 remaining.




And those who have met their targets:
brokenhearted - ousba £200 (Day 8)
brokenhearted - littlewoods £250 (Day 22)
skaps - £100 savings for christmas (Day 32)
Kezlou - argos £100 (Day 37)
amiehall - £700.50 off CC and overdraft (Day 38)
penelopedee £2000 off the debt (Day 38)
kezlou - car £250 (Day 38)
babybetty - £3000 from cards (Day 44)
Focus66 - £631.79 to clear Littlewoods (Day 50)
cyclura - £300 off water arrears (day 60)
babes21 - £900 for various debts (day 62)
hackedoffatthem - £470 off Argos card (Day 62)
starnac - £729 off egg card (Day 63)
laura2481 - £595 from HSBC card (Day 76)

runmichellerun

Hello!!! Thank you so much for starting this challenge. Please put me down for £900. Enjoy your time away!

positivelypurple

Thanks so much for taking over the challenge!

I'm going for £860 this time, which will clear one of my credit cards.

Looking forward to 1st Sept :beer:

meersy22

Thank you for starting this challenge. I didn't make it last time but I will this time (being positive)

Please put me down for £856 which will clear my evil Barclaycard. Thank you

bigbeff

Ok put me down - my credit card is £5200 but I plan to try and clear £2500 if all goes according to plan!! (might be a bit optimistic, but we shall see!!)

cha97michelle

I'm glad to see it is not just me. :beer:

Right, this time i am going to try and clear £1500 from my mortgage, and also increase the money i have in my Zopa account by £300.

I think it is going to be a hard one with Christmas being straight after, but i think we are in the right place to make a difference.

Michelle x

runmichellerun

Sorry Michelle I forgot to say what I was paying off. Actually, my credit card is way too large to clear completely before the end of the challenge but it's my only debt so I'm paying it off that. Thank you.

beanielou

Thanks Michelle.
REally appreciate this as it really helps me to focus.
£550 for me to clear overdraft.
Its a lot for me with no free council tax months or anything but this challange really helps me to focus.

ziggles50

Hiya
thank you for taking this up Michele:T
please put me down for £338.08
this is what's left of my last challenge that was meant to be £500 but ended up being £161.92:o
better than nothing huh!:cool:

skaps

Thanks for starting this challenge.
Please put me down for two targets

£900 off debts
£100 savings for xmas

Thank you