One debt Vs 100 days ~ Take Two

postingalwaysposting

Hi all

Some of you may know about this challenge, and some may have already participated in the first one... So by popular demand this is Part two Please see this thread for the original.

So what’s the 'One debt Vs 100 days' challenge. The idea is that you decide to tackle one debt within the 100days to clear it, or as near as you can clear it. Now this may not be possible if all your debts are really high and you have a low income so take a slice of the debt to clear, i.e. £200 off a £1000 debt. Its totally your choice to which you clear and the amount. Please don’t worry if it will look 'small' its not, its important! Every small amount paid off an individuals debt is one that needs rejoicing.

So once you have decided on a debt and decided you want to be part of this challenge, post your details below and you will be added to this first post. Then each time you pay anything off your debt post back here and let me/us know :DThis could be your regular £5 min payment, a £40 overpayment due to overtime or a 50p PaD... anything no matter how small. I will then keep updating your 'debt' and also adding it to the main debt pot

**However please, please, please still pay your min repayments/your normal payments to all your debts. This is an 'extra' it doesn’t mean all the other debts get forgotten**

To give everyone chance to post and get ready for the challenge it will start Friday 8th January 2010 and day 100 will be Sunday 18th April 2010. don’t worry if you find this thread after the start date I can add you on as we go though, it just means you will not have the full 100days to complete it.

So who is ready to start the new year with a simple challenge with great participants who never stop motivating you...

Cleared
Gottaclearthem ~ Credit card ~ £338.00
chocolatebum ~ Credit card ~ £90.00
LoLo ~ Various debts ~ £900.00
penelopedee ~ Random debts ~ £500.00
Gottaclearthem ~ Credit card ~ £839.00
dentonemma ~ Credit card ~ £597.00
mendedmyways ~ Overdraft ~ £913.00
postingalwaysposting ~ Credit/store cards ~ £371.60
RVK2 ~ Family holiday/savings ~ £400.00
Xevius ~ Overdraft ~ £420.00
Blonde Ambition ~ Barcleycard ~ £1,400.00
penelopedee ~ Random debts ~ £1,000.00
scotmumof3 ~ Credit card ~ £300.00
Sun Addict ~ Virgin ~ £299.00
1stdayofmylife ~ Credit card ~ £621.95
starnac ~ Credit card ~ £1,677.87
newlifeahead ~ Storecard ~ £256.61
*Jellie* ~ All remaining debt ~ £3,847.49
MoodyBlues ~ Mastercard ~ £2,010.76
skaps ~ Credit card ~ £500.00
beanielou ~ Random debts ~ £600.00
savingholmes ~ Various debt ~ £1446.40
bloodofareptile ~ Various debts ~ £2,705.00
postingalwaysposting ~ Credit card ~ £150.00
babes21 ~ Credit/store cards ~ £330.00
MrsBrown30 ~ Next ~ £97.00
penelopedee ~ Random debts ~ £1,000.00
viv. ~ Credit card ~ £200.00
clarabella23 ~ Stroecard/credit card ~ £370.00
Palema ~ Savings ~ £1,250.00
BabyBetty ~ Hrmc & credit card ~ £2,900.00
penelopedee ~ Random debts ~ £250.00
skaps ~ Credit card ~ £350.00
dentonemma ~ Credit card ~ £576.00
*Jellie* ~ Savings ~ £1,500.00
lola34 ~ M&s card ~ £300.00
mendedmyways ~ Next ~ £583.73
kathy40uk ~ Credit card/s ~ £432.60
Nikki_22 ~ Overdraft ~ £1,762.95
Buffythedebtslayer ~ Loan ~ £2052.00
SazM030306 ~ Loan ~ £2,00.00
beanielou ~ Random debts ~ £179.00
*Jellie* ~ Savings ~ £500.00
tirlittan ~ Credit card ~ £470.00


starnac ~ Savings ~ £183.80... Now £137.61
rictus123 ~ All remaining debt ~ £2,408.20... Now £1,440.00
firestronaut ~ Simply be ~ £100.00
brokemedic ~ Mbna ~ £1720.00... Now £1,253.00
melamoo ~ Moorcroft ~ £232.00
clairec79 ~ All remaining debt ~ £1025.00
blueneleh ~ Credit card ~ £500.00... Now £389.50
New leaf ~ Amex ~ £1897.81
longhauladdict ~ Store/Credit card ~ £815.00... Now £198.96
alli_baba2 ~ Credit card ~ £1,500.00... Now £904.02
honeybear ~ Overdraft ~ £600.00... Now £382.00
LexieLou ~ Overdraft ~ £1,5000.00... Now £591.63
penguin83 ~ Rma ~ £2000.00... Now £1,478.32
josephine33960 ~ Credit cards ~ £344.00... Now £230.00
viv. ~ Credit card ~ £191.00... Now £191.00
crapwithcash82 ~ Family loan ~ £1000.00
brydlesmansteve ~ Credit card ~ £428.21
faye1978 ~ Credit card ~ £2200.00
misslauren ~ Credit card ~ £750.00... Now £500.00
theskintfamily ~ Credit card ~ £1,467.00... Now £899.00
mcraggles ~ Various debts ~ £1150.00
bLaZiNgDucK ~ Halifax ~ £2,083.42... Now £2,083.42
LoLo ~ Various debts ~ £450.00
jojitsui ~ Various debts ~ £180.12
Xevius ~ Argos ~ £510.00... Now £385.00
Always ~ Overdraft ~ £1000.00
Brown_suga ~ Barcleycard ~ £632.80... Now £600.57
gailey ~ Various debts ~ £780.00... Now £702.53
shrimpy_80 ~ Overdraft ~ £1,130.00... Now £116.00
clairewop ~ Various debts ~ £240.97
salnew ~ Very ~ £600.00... Now £450.00
Jubilee76 ~ Various debts ~ £1,000.00... Now £170.00
chocolatebum ~ Creditcard ~ £267.67... Now £84.94
spykey_uk ~ Overdraft ~ £887.88
sassypie ~ Creditcard ~ £350.00... Now £290.00
Velma ~ Various debts ~ £2400.00... Now £2,041.81
littlepinkstars44 ~ Various debts ~ £310.00... Now £175.00
homegrown_life ~ Overdraft ~ £800.00... Now £436.24
UCNShaun06 ~ Barclycard ~ £500.00
motherof2 ~ Credit card ~ £1,732.28... Now £800.00
mummy2mygirls ~ MIL pot ~ £250.00... Now £148.96
natlie ~ Credit cards ~ £1,300.00... Now £400.00
alamaya ~ Credit card ~ £932.73... Now £393.29
**Upsy Daisy** ~ Various debts ~ £3,839.00... Now £953.00
rubysparkles ~ Credit card ~ £716.06... Now £550.00
vinzpipa ~ Various debts ~ £3,000.00... Now £1,353.71
lil-bit-skint ~ Credit card ~ £421.64... Now £392.76
emsikins ~ Overdraft ~ £500.00... Now £89.64
Gottaclearthem ~ Littlewoods ~ £563.00... Now £563.00
kaz2004 ~ Next ~ £346.00
stickystar ~ Capital one ~ £986.23... Now £255.75
michelle45 ~ Credit card ~ £400.00... Now £375.00
maccag ~ Credit cards ~ £261.61
the other woman ~ Various debts ~ £420.65
kashton ~ Credit card ~ £1,000.00... Now £305.00
buddiebabe ~ Credit card ~ £450.00
scotmumof3 ~ Credit card ~ £100.00... Now £43.05
phoenix_dragon ~ Various debts ~ £1,240.92... Now £893.05
happytails ~ Overdraft ~ £1,200.00
marginalnut ~ Various debts ~ £800.00... Now £210.00
debtfreehopeful ~ Overdraft ~ £1,000.00... Now £942.00
muchowing ~ Overdraft ~ £2,836.00... Now £2,039.00
positivelypurple ~ Credit card ~ £1,270.00... Now £743.00
HyperAngelKaeverak ~ Credit card ~ £354.27
AngryDragon ~ Credit card ~ £570.97
New2theMoneyGame ~ Various debts ~ £85.00
Wishful Saver ~ Barclaycard ~ £361.00
verynewmoneysaver ~ Virgin ~ £485.00... Now £387.71
Kornishkat ~ Argos ~ £343.66... Now £143.66
maeeve ~ Credit card ~ £100.00... Now £17.29

89 mse members will save/repay £86,761.05 in 100 days

Payments so far.... £57,818.93

Day 100 ~ 17/04/10~ £148.50
Day 99 ~ 16/04/10 ~ £119.80
Day 98 ~ 15/04/10 ~ £715.79
Day 97 ~ 14/04/10 ~ £13.00
Day 96 ~ 13/04/10 ~ £61.76
Day 95 ~ 12/04/10 ~ £15.50
Day 94 ~ 11/04/10 ~ £16.92
Day 93 ~ 10/04/10 ~ £628.78
Day 92 ~ 09/04/10 ~ £261.34
Day 91 ~ 08/04/10 ~ £175.75
Day 90 ~ 07/04/10 ~ £1,087.00
Day 89 ~ 06/04/10 ~ £512.06
Day 88 ~ 05/04/10 ~ £76.00
Day 87 ~ 04/04/10 ~ £459.00
Day 86 ~ 03/04/10 ~ £36.33
Day 85 ~ 02/04/10 ~ £497.99
Day 84 ~ 01/03/10 ~ £806.66
Day 83 ~ 31/03/10 ~ £26.66
Day 82 ~ 30/03/10 ~ £27.15
Day 81 ~ 29/03/10 ~ £1,508.73
Day 80 ~ 28/03/10 ~ £298.67
Day 79 ~ 27/03/10 ~ £155.00 *Well done Pen :j*
Day 78 ~ 26/03/10 ~ £130.66
Day 77 ~ 25/03/10 ~ £211.17
Day 76 ~ 24/03/10 ~ £190.74
Day 75 ~ 23/03/10 ~ £145.00
Day 74 ~ 22/03/10 ~ £149.99
Day 73 ~ 21/03/10 ~ £268.82
Day 72 ~ 20/03/10 ~ £61.00
Day 71 ~ 19/03/10 ~ £448.86
Day 70 ~ 18/03/10 ~ £105.00 *Well done Pen :j*
Day 69 ~ 17/03/10 ~ £214.60
Day 68 ~ 16/03/10 ~ £509.00
Day 67 ~ 15/03/10 ~ £369.59
Day 66 ~ 14/03/10 ~ £607.89
Day 65 ~ 13/03/10 ~ £2,245.57
Day 64 ~ 12/03/10 ~ £261.86
Day 63 ~ 11/03/10 ~ £8.11
Day 62 ~ 10/03/10 ~ £39.14
Day 61 ~ 09/03/10 ~ £356.97
Day 60 ~ 08/03/10 ~ £130.00
Day 59 ~ 07/03/10 ~ £217.19
Day 58 ~ 06/03/10 ~ £900.61
Day 57 ~ 05/03/10 ~ £5.00
Day 56 ~ 04/03/10 ~ £813.61
Day 55 ~ 03/03/10 ~ £280.39
Day 54 ~ 02/03/10 ~ £471.29
Day 53 ~ 01/03/10 ~ £2,048.85
Day 52 ~ 28/02/10 ~ £270.00
Day 51 ~ 27/02/10 ~ £3,587.37
Day 50 ~ 26/02/10 ~ £2,425.40
Day 49 ~ 25/02/10 ~ £374.91
Day 48 ~ 24/02/10 ~ £390.00
Day 47 ~ 23/02/10 ~ £70.37
Day 46 ~ 22/02/10 ~ £269.14
Day 45 ~ 21/02/10 ~ £114.75
Day 44 ~ 20/02/10 ~ £1,492.88
Day 43 ~ 19/02/10 ~ £179.88
Day 42 ~ 18/02/10 ~ £143.04
Day 41 ~ 17/02/10 ~ £1,135.73
Day 40 ~ 16/02/10 ~ £350.00
Day 39 ~ 15/02/10 ~ £229.73
Day 38 ~ 14/02/10 ~ £99.47
Day 37 ~ 13/02/10 ~ £1,045.00
Day 36 ~ 12/02/10 ~ £153.70
Day 35 ~ 11/02/10 ~ £376.13
Day 34 ~ 10/02/10 ~ £2,408.21
Day 33 ~ 09/02/10 ~ £1,080.81
Day 32 ~ 08/02/10 ~ £170.10
Day 31 ~ 07/02/10 ~ £2.00 *Well done Pen :j*
Day 30 ~ 06/02/10 ~ £1,434.44
Day 29 ~ 05/02/10 ~ £184.70
Day 28 ~ 04/02/10 ~ £554.29
Day 27 ~ 03/02/10 ~ £232.59
Day 26 ~ 02/02/10 ~ £284.20
Day 25 ~ 01/02/10 ~ £943.00
Day 24 ~ 31/01/10 ~ £763.00
Day 23 ~ 30/01/10 ~ £1,732.52
Day 22 ~ 29/01/10 ~ £1,509.74
Day 21 ~ 28/01/10 ~ £3,131.03
Day 20 ~ 27/01/10 ~ £347.50
Day 19 ~ 26/01/10 ~ £521.58
Day 18 ~ 25/01/10 ~ £347.52
Day 17 ~ 24/01/10 ~ £693.45
Day 16 ~ 23/01/10 ~ £1,067.50
Day 15 ~ 22/01/10 ~ £986.72
Day 14 ~ 21/01/10 ~ £168.67
Day 13 ~ 20/01/10 ~ £163.95
Day 12 ~ 19/01/10 ~ £778.59
Day 11 ~ 18/01/10 ~ £1,579.17
Day 10 ~ 17/01/10 ~ £509.62
Day 9 ~ 16/01/10 ~ £326.07
Day 8 ~ 15/01/10 ~ £1,283.37
Day 7 ~ 14/01/10 ~ £271.99
Day 6 ~ 13/01/10 ~ £350.04
Day 5 ~ 12/01/10 ~ £490.88
Day 4 ~ 11/01/10 ~ £253.50
Day 3 ~ 10/01/10 ~ £1,068.67
Day 2 ~ 09/01/10 ~ £1,736.34
Day 1 ~ 08/01/10 ~ £925.90

rictus123

Signing in, debt at £1550. Want the whole lot cleared, even if i fall short will still manage to get most of it gone i think.

rictus123

Il keep an inrunning total on my posts and suscribe to the thread. Wont be able to pay much until Febuary but il give it a shot Thanks for taking the time to start such a helpful thread.

firestronaut

Sign me up!
I'll tackle my stupidly high APR debt with Simply Be.
Currently standing at just over £100.
Not much, but then again, I havent got much income!

postingalwaysposting

Ohhh challengers already :j

rictus123 wrote: »

Il keep an inrunning total on my posts and suscribe to the thread. Wont be able to pay much until Febuary but il give it a shot Thanks for taking the time to start such a helpful thread.

No problem Rictus, its not about when/how much you pay its having another incentive to pay it off. It sounds weird but until you are in a challenge like this and know there are another 40+ people willing you to get it paid the motivation is overwhelming. I must admit I have been in many challenges over my years on mse/dfw and the support I found on the first 'One debt Vs 100 days challenge' was one I had never experienced before. Good luck, and well done on anything you pay of in the 100days :T

I guess I should 'pledge' my debts eh. Mine will be the final two debts I have left, one is my 0% argos card thats £120 and my credit card thats £170. So a total of £290 within the 100 days

Sun_Addict

Hi PAP - please sign me up. I have just £299 left to pay by the end of March when 0% runs out then I'll be debt free at last! Been dying for this challenge to start up again so I can join in.

Thanks!

brokemedic

Yes please, I have been looking fwd to this challenge starting.. I want to pay off £1100 on my MBNA card - desperately want to get shot of it since they sent me a lovely letter saying they were going to increase my APR from 15.9% to 24% if I wanted to continue spending on it:eek:. Luckily I don't spend on it but I did feel like I was being held to ransom. Anyway, can't wait for the 8th and start to get rid of it.

PAP - thank-you for starting this challenge:T:T. The last time I did it, it really helped to focus me..

melamoo

im in need to pay £232 to moorcroft

rictus123

PAP whats your aim if you have one?

tirlittan

I want to join in too please. Been waiting for this one. Need to work out how much I want gone though, so will be back when I've done that.

postingalwaysposting

Ohhh more challengers :j I will add you all to the first post dont worry, sometimes I may be a few hours behind though

brokemedic ~ Thanks, I loved the last one and seeing people pay off more debt than they may not have prior to the challenge is fab. It certainly brings out the mse/dfw community spirit too

rictus123 wrote: »

PAP whats your aim if you have one?

Hi again rictus, I did post up there but here it is again ~ I guess I should 'pledge' my debts eh. Mine will be the final two debts I have left, one is my 0% argos card thats £120 and my credit card thats £170. So a total of £290 within the 100 days. However I would really like it done in less than the 100days but we shall see.