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One debt Vs 100 days ~ Take Two

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  • Xevius
    Xevius Posts: 52 Forumite
    I'd like to join in this time please. I'm going for my £420 OD. Currently only paying off at a rate of £20 per month so need to do something or it will take forever! Recon I can save £1/£2 coins and put any savings from the shopping budget into it. Gonna be tough but totally doable.
    DFW Nerd #1219 - Proud to be dealing with my debts!...part 2
    LBM August 2009 £25,019 :eek: [STRIKE]April 2011 £21,765[/STRIKE] :)
    November 2012 £27,842 :mad: Took my eye off the ball & stopped reading MSE :oDebtfree target now July 2018 :eek: Poo!
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi,

    Just letting you all know that I've paid another £1 off my OD today, have decided to do the £1 a day thing on line.

    Have a cracker 2010 everyone and I look forward to hearing how you all are in the coming year.

    Hugs and Kisses, LexieLou. xx
    £38,000 and change to £0
  • Wow so many joining again. You should all be on the front page just now but I havent updated the totals etc. That will be done nearer starting date.... Not long now :j
    beanielou wrote: »
    Hi PAP :)
    I have 2 smaller debts I would like to say tata to by the end of this challange.
    Bring in on!
    Best of Scottish everyone!

    Thanks Beanie, could you tell me the amount please so I can add it to the overall totals :D
    misslauren wrote: »
    oooh, me please :)

    Can I put down $1250 for my ANZ card? There is more on there, but if I could pay that off it would be fantastic :D

    Welcome aboard misslauren :T For the purpose of final totals etc I have changed your amount to £'s on the main page. I hope this isnt a problem :confused:
    LexieLou wrote: »
    Hi,

    Just letting you all know that I've paid another £1 off my OD today, have decided to do the £1 a day thing on line.

    Have a cracker 2010 everyone and I look forward to hearing how you all are in the coming year.

    Hugs and Kisses, LexieLou. xx

    Well done Lou, but the challenge doesnt start untill the 8th so anything you pay can't count at the moment. So sorry... Keep hold of your payments until the 8th :D Well done on being really motivated though :T
  • beanielou
    beanielou Posts: 94,762 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    £400 Pap then on to the biggie:eek::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,884 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I need to clear £1446.40 asap as it is at 15.9% interest from part way thro Jan. Worked out if I paid it off quickly enough tho that it is cheaper NOT to balance transfer to 0% due to the 3% fee! Wish me luck! Also because most of my debt is at 0% there isn't the same sense of urgency - but now there would be if that makes sense.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £175.8K Equity 32.38%
    2) £4.3K Net savings after CCs 13/5/25
    3) Mortgage neutral by 06/30 (AVC £19.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 25.3/£127.5K target 19.84% updated 13/5
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.4K updated 13/5
  • Always
    Always Posts: 96 Forumite
    Count me in - somehow my overdraft has crept up to £1000 :eek: so would like to get rid of that

    Thanks and HAPPY NEW YEAR everyone :D
    One Debt vs 100 Days Challenge - £2000.00
    COMPLETED :j
  • Hiya, can I join too??

    I want to try and pay of my barclaycard which has a balance of around £630 (I need to double check)
    Debt £31,184.05 - DFD - Jan 2015!!!
    Next target - Barclaycard £1000.00/965.29
    PAD from 20.12.10 ~ £1318.29
    NSD Challenge ~ Jan 10/10, Feb 10/10, March 10/13
    £365 in £365 Challenge ~ £120.06
    Sealed Pot Challenge member #1154
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Woo hooo it's back :j

    Happy New Year to everyone

    The way I want to do this is to clear my MBNA which is £182.60 and to pay £250 off the dreaded Vanquis.

    I know I would probably be better off doing it all off the Vanquis but last challenge when I cleared the Citucard it was far more motivating to me to see the little bits add up and fully clear the debt. I have a lot of overtime due next month so can do a lump off the Vanquis but am going to use the 'little bits' to clear the MBNA which will motivate me even more so please could you list it as two debts rather than the full amount?

    Really looking forward to this, thanks for running it again PAP.

    Did I see it had been your birthday? Hope you had a lovely day. :beer:

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • gailey_2
    gailey_2 Posts: 2,329 Forumite
    Part of the Furniture Combo Breaker
    Hi can I join

    £780 catalougues please as high apr.

    think it will motivate me to clear it fast plus help out with my other 2010 challange.
    pad by xmas2010 £14,636.65/£20,000::beer:
    Pay off as much as I can 2011 £15008.02/£15,000:j

    new grocery challenge £200/£250 feb

    KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    yay i've been looking forward to this being posted. please sign me up and i'd like to clear the mint card which has a balance of £1677.87. i'm not sure if i'll clear it all but i'm going to have a damn good go.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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