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Should I get seperate digicam 3yr warranty, or take out Home contents insurance? ROP

I dont have home insurance atm, but just bought a £240 camera, so want to get some kind of insurance, that will insure me for accidental damage, loss, theft, etc. Also, I'm getting an imac next month too, so should I get home contents or just get the seperate insnurance for each of them? Also, I rent so the furniture here isn't mine. For home contents, all I'd be insuring was my TV, PS3, imac, digicam, err, that's it I guess
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