pass book savings

minxie

Hi,
is there any bank/building (excluding the hideous santandar) that offer pass book savings, do they still exist, its just going to be saving for treats, so not a great deal will be saved, I just wantto make it a bit more difficult to access without making some effort so I dont dip into it to easily

THANKS
minxie

dave461_2

The principality regular saver bonds have passbooks, assuming you can pay at least £20 in each month (up to £500 max) http://www.principality.co.uk/default.aspx?page=285

Sally22_2

National Savings and Investments have an Investment Account which is a passbook. Takes less than a week to withdraw money

http://www.nsandi.com/products/invac

Reaper

minxie wrote: »

is there any bank/building (excluding the hideous santandar) that offer pass book savings, do they still exist, its just going to be saving for treats, so not a great deal will be saved, I just wantto make it a bit more difficult to access without making some effort so I dont dip into it to easily

Having a passbook doesn't make much difference to how easily it is to withdraw money. For that how about a notice account instead? If you have to give 30 days (or more) notice before you can withdraw it gives you plenty of time to reflect on whether you are doing the right thing. Plus you can actually earn a bit of interest.
Here's a list: http://www.moneysupermarket.com/savings/notice-accounts/

moonrakerz

dave461 wrote: »

The principality regular saver bonds have passbooks, assuming you can pay at least £20 in each month (up to £500 max) http://www.principality.co.uk/default.aspx?page=285

Scottish BS, pay 4% on their reg saver and have a passbook - not that it is much use to me here !

lr1277

I suspect all building societies have some kind of passbook account, but because they are more expensive to operate for the society, don't expect any or much interest.

On the basis of making it more difficult to withdraw money, I buy premium bonds because I then have to go to the Post Office to get a form to withdraw the money. (Can't say I have looked on line for the form). But anyways this give me pause for thought as to whether I really do need the money. For me there is also the added incentive of possibly winning some money.

Jonbvn

Try Nationwide Champion Saver.

http://www.nationwide.co.uk/savings/notice_accounts/championsaver/Introduction.htm

Need £1k+ to open.

ses6jwg

Jonbvn wrote: »

Try Nationwide Champion Saver.

http://www.nationwide.co.uk/savings/notice_accounts/championsaver/Introduction.htm

Need £1k+ to open.

can you open one of these in trust?

jazzyjustlaw

I have a Nationwide Passbook account. Not sure what its called though just for a few pounds though here and there.

Jonbvn

ses6jwg wrote: »

can you open one of these in trust?

Their T&C's do mention trustees,so they may. However, I would recommend that you check with them directly.