Mennies Bid for Freedom

*Jellie*

Ouch to the surgery- hope you heal quickly.
Well done on putting your council tax free months to good use

mennie

thanks, I get the stitches out tomorrow, dreading it, think it may be big time ouchies!!

I just really hope the bit they have sewn back on "takes". Its not too sore, but I am quite worried about what I will look like and I am dreading facing the world again.

yukkibear

Hope it goes ok for you tomorrow and it's not too painful.

mennie

Stictches are out and wasnt too bad, looks so much better now they are gone!!

Pay day today, so off to transfer £80 to Mortgage and £50 each to Bathroom Savings and Holiday Savings, wont have as much as last month as there are 5 grocery shops in March and I have to renew my Anti Virus.

mennie

Not kept this up to date for ages ooops

My goals are coming along nicely, I am on track for overpaying £1200 this year

I have lost 8lbs so far and toned up alot. I joined a Gym, not very MSE, but I love it.

Not trying to get pregnant anymore, have started the adoption process:j

Have finished the bathroom and we are now saving for lots of other things, but we are on target for them all.

Mortage overpayments £646.70/£1200
Xmas £45.28/£400
Pet Account £132.71/£250
Top up my adoption pay £ 463.79/£1600
Adoption purchases £54.44/£1000

Hope everyone else is ok and on track

mennie

God I really have been neglecting my poor diary!!

Well sadly I have not managed my £1200 in overpayments this year. I have overpaid around £950.00

This is only because I have started to split all our surplus money between lots of other savings too.

Mortgage £947/£1200
Xmas Paid for
Winter All stocked up and prepped for
Top up SAP £880/1600
Adoption £234/£1000

I have also started savings for Home improvements, Hair Cuts, Pet Costs, Gifts, Holidays bought £100 Premium Bonds

I have never been so organised with Money so I dont mind that I didnt meet our targets

Havent really set a target for next year as I could go on to Statutory Adoption Pay any time from June, so income will reduce. Will just keep overpaying/saving what we can while we can.

mennie

Well I may have have fallen off the wagon diary wise, but certainly not goal wise


We have now adopted a toddler and I am currently on adoption leave


We have been saving like mad and had a blow out holiday before the littly came along.


We have been making small OPs to the mortgage and it is down to £63500, But we are seriously considering re mortgaging in November to extend the house.


I have a new set of goals and new diary
https://forums.moneysavingexpert.com/discussion/comment/64193560#Comment_64193560


Good Luck all