claiming bank charges - new current account...

robinson79

Hello,
i'm in the process of claiming back bank charges from lloyds..just sent off for a list of my charges this week

I'm following all the right steps, and set up a new current account with a+l incase lloyds close down my account, though i've heard this is unlikely? :rolleyes:

Now what do i do with my new a+l account....? As i know it takes a while for charges to come through. do i need to pay money into it or just leave it for now? :mad:

thanks for any advice
x

YorkshireBoy

robinson79 wrote:

Now what do i do with my new a+l account....? As i know it takes a while for charges to come through. do i need to pay money into it or just leave it for now? :mad:

Depends on which account you've opened. If it's a Premier or Premier Direct, don't you have to fund it with £500 per month?

If you don't meet the funding requirements of these accounts, they debit a £5 per month underfunding fee to the account (which you won't be able to claim back).

Gordon_the_Moron

Yes it does require £500 per month or a £5 fee, if you regularly underfund they can withdraw your overdraft as well apparently.

Looking at your signature if you've got a decent credit rating look at 0% credit cards (or more loans from mum and friend lol) to pay off some of your more expensive debts if you can. The Virgin card should obviously be the first to go.