The Bankrupt Inn - Part 8

IF

Angiepange wrote: »

Thats what I just dont know? I have been told they agreed f&f with the HA but only by email. They wont give us confirmation until they get this form. Im worried sick if we sign, they will go back on it and say we owe thousands of shortfall. Thats the problem with this process, no one single person I can ask for help

As soon as we sign we are liable, end of

If im honest If, I dont feel like fighting this anymore. I dont have the inner strength and I am feeling more and more low with it all. Everyone says, hang in there, you can do it, you can fight but right now I cant, ive had enough. Its now been over a year. Just when I thought the end was in sight, now this.

Awww Angie, I wish I could do something or say something to help!!

I know the fight has gone out of you.....but see what monday brings lol x

Angiepange

ifwisheswerehorses... wrote: »

Awww Angie, I wish I could do something or say something to help!!

I know the fight has gone out of you.....but see what monday brings lol x

Thanks :A xxxx

IF

Angiepange wrote: »

Thanks :A xxxx

Keep talking for a bit and your twin 'Angie' is concerned too x


I think we should have one of these

Angiepange

So_Sad_Angel wrote: »

Sweetheart are you ok?

I don`t know what the email was but if you had gone home a few minutes earlier then you would be none the wiser until Monday anyway. If you can`t change anything until Monday then put it away & try not to worry over it until then.....you will feel much better after a good weekend.

Hugs Hun

Angiexx....twin LOLxx

Thanks for your kind words :A

I didnt think I could feel so low again, but its been problem after problem with this scheme and i now seriously question why I have put us through this. Maybe we should have left our home for repossession. I thought this scheme was the answer to our prayers after going BR but I never knew it would turn out like this

So_Sad_Angel

Is it worth sending Mr Lewis a PM see if he can help or refer on to someone for help? The MRS is a high profile scheme & it is very flawed ( I`m an ex mortgage advisor so I shall`nt say more) . Sorry if you have already done this in your journey Angie but is it worth a shot & see if he knows somewhere you can get a second opinion?

A cynic might say that a bit of publicity would`nt do any harm LOL.

As I say I don`t know the whole situation so please disregard this post if its a bit daft.

So_Sad_Angel

ifwisheswerehorses... wrote: »

I think we should have one of these

I`ll have a non alcoholic one please:D:D

Angiepange

So_Sad_Angel wrote: »

Is it worth sending Mr Lewis a PM see if he can help or refer on to someone for help? The MRS is a high profile scheme & it is very flawed ( I`m an ex mortgage advisior so I shall`nt say more) . Sorry if you have already do this in your journey Angie but is it worth a shot & see if he knows somewhere you can get a second opinion?

A cynic might say that a bit of publicity would`nt do any harm LOL.

As I say I don`t know the whole situation so please disregard this post if its a bit daft.

Ive tried that Angie, he couldn't help us

Ive been on my own fighting for this for the last year. I thought we 'had it in the bag'. I was told the mortgage co were accepting the offer from the Housing Assoc and the councils repo prevention fund as a full and final settlement. BUT they are not willing to confirm this with me until we sign a shortfall sale form. Signing that makes us liable and I just CANT trust them until I have confirmation. If we sign it and they go back on what they have said it will make us liable for thousands of pounds of shortfall.

IF

So_Sad_Angel wrote: »

I`ll have a non alcoholic one please:D:D

They are non alcoholic "virtually'

IF

Angie, what's the plan for monday, waiting to hear back from solicitor etc to see what their advice is??

So_Sad_Angel

I guess you have taken legal advice but I would stall for time & get proper advice by a solicitor that specialises in property matters.Sounds like this is a major decision.....it could all work out OK but I can see where your hesitation arises.

Not sure if this site is worth looking at but it is government funded & there is sections on debt issues & property matters.

http://www.communitylegaladvice.org.uk/

...above all don`t sign just in the hope it will go away. Try & not worry tonight....you will feel better in the morning & the mist will begin to clear again.