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The Bankrupt Inn - Part 8

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Comments

  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    Ugh Phil!!!!!!!!!!!
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Doucam
    Doucam Posts: 1,130 Forumite
    Morning all...

    Fridge Freezer broken this morning :(

    Phoning insurers to see if we can claim..... fingers crossed we can.
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    O Doucam what a pain! hope you can
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    Loo, Hi hun x

    Morning Falze, Im fine thanks.

    Phil, 3am :eek: You must be kernackered!

    Doucam,hope the insurance can sort the fridge/freezer :( Did you lose much food? What a pain.
  • Falze
    Falze Posts: 872 Forumite
    Doucam wrote: »
    Morning all...

    Fridge Freezer broken this morning :(

    Phoning insurers to see if we can claim..... fingers crossed we can.

    It will depend on whats wrong with it. If its just ware and tear and you only have a normal Household policy then you will not be able to, as HH policies dont normally cover for appliance warranty.

    What you probabley will be able to claim for is the loss of the food inside.

    Hope this helps.
    I'm no expert, but i'll give you my opinion, my support and my experience. Its all i have.

    Delcared BR 28th May'10 - Married 30th April'11 - Auto Discharged 28th May'11 - Life Changing
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    hey Ange and Falze

    xx
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Doucam
    Doucam Posts: 1,130 Forumite
    How do they decide if it is wear and tear?

    what has happened is the freezer seems to have stopped working properly and the fridge is currently sitting at a balmy 14C!! Would that be wear and tear because it is around 7 years old?
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    If it goes wrong would the food be covered though?

    I would just ring them Doucam and see what they say.... such rubbish eh! I had to replace mine last year, think the washer might be the next thing to go!!
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Falze
    Falze Posts: 872 Forumite
    Doucam wrote: »
    How do they decide if it is wear and tear?

    what has happened is the freezer seems to have stopped working properly and the fridge is currently sitting at a balmy 14C!! Would that be wear and tear because it is around 7 years old?

    Unfortunatley yes. Worth calling just in case, but dont get hopes up. The food limits under a policy are normally a minimum of £500. Obviously depends on what you have in there and what you could prove. (not all insurers even ask for proof (receipts/photo's etc), if its realistic and believable)

    Good Luck and let me know if you need any advise.

    I've seen them all

    Falze.
    I'm no expert, but i'll give you my opinion, my support and my experience. Its all i have.

    Delcared BR 28th May'10 - Married 30th April'11 - Auto Discharged 28th May'11 - Life Changing
  • Falze
    Falze Posts: 872 Forumite
    Oh yeah an excess will probabley apply. Most normally are £50, but they are starting to creep upto £100.
    I'm no expert, but i'll give you my opinion, my support and my experience. Its all i have.

    Delcared BR 28th May'10 - Married 30th April'11 - Auto Discharged 28th May'11 - Life Changing
This discussion has been closed.
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