Payday Loans..

VanillaDelia

Barker and Lowe do not exist, it is a scare tactic, I received the same threats in email and in letters, not long after J D debt recoveries were dealing with the debt, they accept £5 a month for £1500 debt (after daily interest was added for 3 months).

I have a thread on here enquiring about Barker Lowe, I will try to find it.

VanillaDelia

https://forums.moneysavingexpert.com/discussion/2246097=

Smilingnow

I am also having problems with Wonga. I only joined the site last night and posted a rant about Wonga and there are some very judgemental people using this site and they made me feel awful. I did proceed to report their post with the abuse button and I also told them I had done this!

I got into the same trap as you Summer77, using paydayUK, Payday Express, Quick Quid and WONGA. And as yourself it has only been Quick Quid and WONGA that have caused me the stress. I also admit it was a stupid mistake to make but it also a mistake I have made and I am paying the price for it!

I have had my debt with Wonga for about 10 months now and CRS are dealing with the debt but more recently the debt was taken over by JB DR but CRS still contacted me saying I had missed payments. I have finally got the DAL to speak to them and it would appear that it is in fact CRS that are dealing with this but in the meantime they have managed to increase the balance by around £80!!!

summer77

Oh I have finally had a response from Wonga via Email yesturday, After about 5emails,,,
This is what they have said:

Please note that we cannot agree to any payment arrangement without a payment.


Our banking details as follows:

Please make a payment to show your intentions then contact us to stop the interest and charges.


You can also make a part payment online then contact us or call us to make a payment.


Whilst the account is over-due, interest and charges will be applied to the account and letters issued to protect our interests, until an arrangement is in place.

Please contact us on telephone number 0844 842 9109 so that we can discuss your situation and the terms of a mutually acceptable arrangement for payment of the account. Our offices are open Monday to Friday, 9am to 6pm.

ME:
Even thou I have posted a chq to them, I will make payments direct to there bank account and hopfully they going to accept my £5 offer.....
Will keep you updated.. Vic