Capital One Platinum Card - no need to spend £100??

eltrot1979

I was just checking out the Capital One sitee and it seems they've removed the need to spend £100 on the card to qualify for 18 months 0% on BTs. Its also 0% on purchases for 3 months now.

Can someone else please confirm this as it appears they're are two different offers for the Platinum card depending on how you link to the site!

https://www.capitalone.co.uk/web/raid/templates/formdual_temp_10_001.jsp?page_id=10400&context_id=2&step=1&product_id=2023

and

https://www.capitalone.co.uk/web/raid/templates/formdual_temp_10_001.jsp?page_id=10400&context_id=2&step=1&product_id=2016

Thanks

Rob

YorkshireBoy

Both your links go to the same Capital One page, where the current offer is 0% until Jan 1st 2008 - effectively a 15 month deal by the time you're up and running.

eltrot1979

Strange. The links must not work properly for you because they are https (secured) web pages.

Anyhow, looks like they've removed the need to spend £100 on the card first.

Hey, try the Capital One link from Martins page:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1107182516,76509,

For me at least, this is still linking to the 'old' offer

iggypop37

this came up on stoozing.com recently - and there still seems to be some confusuion - I am sure I read somewhere that if you DON'T spend the £100 - the interest-free period is just 6 months on this card

eltrot1979

Yeah, that's what is says for the old "need-to-spend-£100-first offer". This new one seems to have done away with that and is now ofering 0% on purchases for 3 months and 0% on balance transfers for 18 months.

I think they hope to catch people out who balance transfer and spend. By the time the 0% on purchases runs out, you'll still have 15 months of balance transfer left, which will be getting paid off before any purchase debts you still have left on there after he 0% period ends.