Car Insurance for 17 year old male

loopylu36

Hi,

My son will be 18 in December and is about to start driving lessons. I want to insure him on my car (a 1990 1.3 Fiesta) but at the moment the quotes I'm getting are £3-4K. Does anyone know of the best insurance companies to contact for insuring young men - I know it will still be pretty expensive but anything would be an improvement on £4k!

Thanks

magic57

My son found Admiral to be the cheapest. Still expensive though! Good luck.

BLT_2

loopylu36 wrote: »

Hi,

My son will be 18 in December and is about to start driving lessons. I want to insure him on my car (a 1990 1.3 Fiesta) but at the moment the quotes I'm getting are £3-4K. Does anyone know of the best insurance companies to contact for insuring young men - I know it will still be pretty expensive but anything would be an improvement on £4k!

Thanks

It would actually be cheaper to buy him a cheap run around and insure him than try to get insurance on a 1.3 Ford Fiesta. If you purchased a fiat panda (not popular I know) or a little 1.1 car which is not percieved as a possible pimp mobile, the insurance could drop as low as 1300.

Also look at getting him onto the safe driving course (I forget its name) which you can do immediately after passing the test. In many areas the councils would subsidise this, and it means 15% off of a new drivers insurance premiums

citykid5

if you want to insure him to learn in your car then young marmalaid cost's about £60pm to add him to your car regardless of who it's insured with..as for his own policy we found aviva to be best for our young son..found admiral and elephant to be cheap on price comparison sites but when you took the pay monthly options they added 50% to the costs.....good luck ck

9217niall

Do you drive yourself? If you'd be using the car more than him, could you not put him on your insurance as a second driver and let him save up a bit more.
(Don't shoot me down if I've got it wrong my fellow MSE-ers)

lisyloo

If you'd be using the car more than him, could you not put him on your insurance as a second driver and let him save up a bit more.

If the parent actually IS the main driver then they can claim to be main driver.
If they are not then you can get into big trouble for lying.
(Not shooting you down - just clarifying :-)

If the son is the main driver then adding on a mature driver with a clean driving record (females are better) as a NAMED driver will still bring down the price.

Also I think pass plus is the name of the driving course.

But essentially it's still expensive for young people especially boys.

loopylu36

Thanks for the replies - I'll look into some of the suggestions - what is "marmalade"? - Know i've spelt that wrong but can't remember without going back to the post what is was exactly

lisyloo

http://www.youngmarmalade.co.uk/insurance.php

StephenMarsh

BLT wrote: »

It would actually be cheaper to buy him a cheap run around and insure him than try to get insurance on a 1.3 Ford Fiesta. If you purchased a fiat panda (not popular I know) or a little 1.1 car which is not percieved as a possible pimp mobile, the insurance could drop as low as 1300.

Also look at getting him onto the safe driving course (I forget its name) which you can do immediately after passing the test. In many areas the councils would subsidise this, and it means 15% off of a new drivers insurance premiums

Pass plus covers driving on motorways, rural and night time driving and some insurers still offer decent discounts for taking it

split_second

go on every comparison site you can.

i still get mickey taking insurance quotes and i'm 29 tomorrow :eek:

oscarward

Try Collingwood, he will have insurance in his own right for about £90 / month. only valid while a full licence alongside him and a learner. But if he prangs it doesn't affect your NCD. No right to NCB of his own.

http://www.collingwoodlearners.co.uk/

We bought it for our son while learning, have to buy a month first off then when ready can buy another month/fortnight or week. Great for half term.

He passed, took pass plus then we had to consider the next £2k+ step. Ended up using i-kube in february.

So far so good. He's taking me to the pub again tomorow, :beer:

I can finally say 'Take me home James' 'cos that's his name!