0% credit cards - do they really exist?

joolzl

does anyone know if there is a credit card with 0% on purchases where you only need to pay off a minimum balance without charges being made for non payment of complete amount owed?
or am i dreaming?
i do not see that having to pay it all back every month is going to get me out of my situation, whereas paying a small amount for a few months would !
help anyone?

davies0121

does anyone know if there is a credit card with 0% on purchases where you only need to pay off a minimum balance without charges being made for non payment of complete amount owed?

Any credit card with a 0% deal will allow you to pay off the minimum without occuring any charges. As long as you continue paying the minimum payment each month, you will continue to receive the 0% deal until it expires. (for example 12 months after your account is active - or whatever the deal is)
I am currently using the Tesco credit card for purchases as they give you 12 months (I think) at 0%.
For the best deals I use http://www.stoozing.com

hillendale

just got a new natwest c/c - 16 month 0% (2.9 % fee)
also got myself a santander zero c/c - 6 month 0% (no fee )

Debt_Free_Dreamer

Plan what you are going to do when the 0% runs out. Otherwise you could end up with a lot of money on a card with a high interest rate.

Will you be able to get another card at 0% to shift the debt on again?